tomo logo

$400,000

Beds
4
Baths
2.5
sq ft
2,021

491 Thames St, Hagerstown, MD 21740

491 Thames St

HAGERSTOWN, MD 21740

  • <1 day on market
LISTED UNDER RECENTLY APPRAISED VALUE! BRAND NEW PRIVACY FENCE & NO HOA! As you enter this home, there is a formal living room to the right and an optional office or first floor bedroom to the left. The formal dining room is connected to the living room and features pocket doors for separation of the two spaces. The large open kitchen featuring stainless steel appliances, granite counter tops, and a breakfast bar is the center point of the home. It is adjoined by the family room, which connects to the sunroom with views of the sizable backyard. The main hallway features a half bath. Upstairs features 3 bedrooms, including the master with a modest ensuite and an additional hall bath. The large basement is ready to be finished for additional living space. Built in equity and possibilities await! Home sold strictly as is. Photos are virtually staged. Home is currently occupied and requires 24 hours notice to show. Available for showing starting 2/1.

Details

Property type

Single Family Residence

Est. home value

$396,281

Lot size

0.28 acres

Price per sq ft

$198

Year built

1988

Annual property taxes

$4,697

HOA

No

Price History

01/23/2025
Bright

Bright #MDWA2026616

Listed
$400,000
+0.03%
10/14/2024
Bright

Bright #MDWA2024092

Removed
$399,900
09/19/2024
Bright

Bright #MDWA2024092

Price change
$399,900
-3.5%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

CALL SCHOOL BOARD

School district: 

WASHINGTON COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$46,684
Asking price
$400,000
Closing costs (~8% of asking)
-$32,000
Est. remaining loan balance
-$321,316
Cash to seller
$46,684

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Jet Direct Funding Corp

Loan start date

September 2023

Original loan amount

$325,518

Est. remaining balance

$321,316

Interest rate

6.96%

Loan type

FHA, 30 year

Seller

Peggy Marie Lyles

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/23/2025 at 2:50 PM

Listing updated: 01/23/2025 at 9:44 AM

Listed by: Cori M Simmons, CapStar Properties Phone #: (301) 738-7777

MLS: Bright #MDWA2026616

Bright logo

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