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$299,950

Beds
2
Baths
1.0
sq ft
800

505 Pine Harbour Dr, Mineral, VA 23117

505 Pine Harbour Dr

MINERAL, VA 23117

  • 1 day on market
This charming cottage in Pine Harbour on Lake Anna's public side is perfect for your full-time living or adventurous getaway. With 2 bedrooms, 1 bathroom, and an open kitchen and living room concept, this home is sure to impress. Upgraded kitchen with maple cabinetry, new lighting, and granite top island as well! This home has newer LVP flooring, windows, doors, roof, and a shed! This home comes with all of its furnishings to make it move-in ready. Pine Harbour, a gated community, is very convenient to restaurants, grocery stores, veterinarians, and more! Come bring your rocking chairs for the covered front porch and enjoy lake living!

Details

Property type

Single Family Residence

Est. home value

$296,385

Lot size

0.93 acres

Price per sq ft

$375

Year built

1984

Annual property taxes

$980

Monthly HOA fee

$35.42

Price History

03/10/2025
Bright

Bright #VALA2007436

Listed
$299,950
+13.19%
07/12/2022
Bright

Bright #VALA2001884

Sold
$265,000

Schools & Community

Elementary school: 

THOMAS JEFFERSON

Middle school: 

LOUISA COUNTY

High school: 

LOUISA COUNTY

School district: 

LOUISA COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$94,909
Asking price
$299,950
Closing costs (~8% of asking)
-$23,996
Est. remaining loan balance
-$181,045
Cash to seller
$94,909

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fidelity First Home Mortgage Co

Loan start date

May 2023

Original loan amount

$185,000

Est. remaining balance

$181,045

Interest rate

6.42%

Loan type

New Conventional, 30 year

Seller

Eileen M Briley and Bernadette M Nolan

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/12/2025 at 2:45 AM

Listing updated: 03/10/2025 at 3:34 PM

Listed by: Sherry Palmer, LLoyds Real Estate, LLC Phone #: (540) 967-0168

MLS: Bright #VALA2007436

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