tomo logo

$389,000

Beds
4
Baths
3.0
sq ft
2,833

505 S Cowan St, Decatur, TX 76234

505 S Cowan St

Decatur, TX 76234

  • 10 days on market
Step into timeless elegance with this beautifully maintained 1938-built home featuring 4 bedrooms, 3 bathrooms, and 2,833 square feet of charming vintage detail. From the rock exterior to the spacious front and back porches, every inch of this residence radiates character. Inside, discover two cozy living areas and a large kitchen designed for gatherings and meal prep, complete with vintage touches that add to the home’s unique charm. Modern comforts include a recently installed AC with UV light air treatment for optimal air quality, along with plentiful storage throughout. Nestled on a double lot, the meticulously landscaped yard offers peaceful outdoor spaces to unwind. Conveniently located, this home presents a rare blend of vintage appeal, modern upgrades, and ample space. Don’t miss the chance to experience it firsthand!

Details

Property type

Single Family Residence

Est. home value

$365,096

Lot size

0.436 acres

Price per sq ft

$138

Year built

1938

Annual property taxes

$6,770

Price History

10/25/2024
NTREIS

NTREIS #20763045

Listed
$389,000
10/17/2024
NTREIS

NTREIS #20680489

Removed
10/06/2024
NTREIS

NTREIS #20680489

Price change
$399,999
-5.88%

Schools & Community

Elementary school: 

Young

Middle school: 

Mccarroll

High school: 

Decatur

School district: 

Decatur ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$40,940
Asking price
$389,000
Closing costs (~8% of asking)
-$31,120
Est. remaining loan balance
-$316,940
Cash to seller
$40,940

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Calcon Mutual Mortgage Llc

Loan start date

March 2023

Original loan amount

$323,232

Est. remaining balance

$316,940

Interest rate

6.09%

Loan type

New Conventional, 30 year

Seller

William Moseley and Sydney Moseley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/04/2024 at 4:05 PM

Listing updated: 10/25/2024 at 3:13 PM

Listed by: Meagan Fuller, Parker Properties Real Estate Phone #: (940) 627-9040

MLS: NTREIS #20763045

NTREIS logo

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