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$350,000

Beds
3
Baths
2.0
sq ft
1,296

514 Winthrop St, Fort Walton Beach, FL 32547

514 Winthrop St

Fort Walton Beach, FL 32547

  • 1 day on market
Extensive updates. Desirable corner lot. Peaceful FWB neighborhood. This home is guaranteed to be a favorite. Updates include LVP flooring throughout, fresh carpet, renovations of both bathrooms, and updated interior/exterior paint making it move-in ready. The kitchen features stainless steel appliances, sleek black range hood, brick backsplash, two Lazy Susans, a pantry cabinet, and a large peninsula perfect for entertaining. An open concept design from spacious dining area to living room showcases shiplap details and large picture windows. Not included in the 3-bedroom count: a bonus room off the living room ideal for an office or nursery. Beyond aesthetics: a metal roof, new copper wiring, new plumbing, and a TRANE HVAC system (2012) with a 2015 water heater. A laundry room under the carport was refreshed with new drywall, paint, and epoxy floors, while a large, fully-fenced yard includes a sprinkler system, landscaping, a small shed, and an outdoor seating area. Just outside of the tree-lined street lies a new convenience store 780-feet away, plus Publix + dining options close by. A 2.99% assumable loan is possible for VA eligible buyers!

Details

Property type

Single Family Residence

Est. home value

$305,863

Lot size

0.24 acres

Price per sq ft

$271

Year built

1967

Price History

03/21/2025
EmeraldCoast

EmeraldCoast #971770

Listed
$350,000
+12.9%
10/29/2021
EmeraldCoast

EmeraldCoast #880267

Sold
$310,000
+76.09%
05/04/2021
EmeraldCoast

EmeraldCoast #867907

Sold
$176,051

Schools & Community

Elementary school: 

Wright

Middle school: 

Pryor

High school: 

Choctawhatchee

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$28,162
Asking price
$350,000
Closing costs (~8% of asking)
-$28,000
Est. remaining loan balance
-$293,838
Cash to seller
$28,162

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Hamilton Home Loans Inc

Loan start date

October 2021

Original loan amount

$317,130

Est. remaining balance

$293,838

Interest rate

2.88%

Loan type

VA, 30 year

Seller

Spencer Draws

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/22/2025 at 12:50 PM

Listing updated: 03/21/2025 at 12:46 PM

Listed by: Lake H Lutes, EXP Realty LLC Phone #: (888) 883-8509

MLS: EmeraldCoast #971770

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