tomo logo

$350,000

Beds
3
Baths
3.0
sq ft
2,377

539 North O'neil Street, Clayton, NC 27520

539 North O'neil Street

Clayton, NC 27520

  • 6 days on market
WELCOME TO 539 N ONEIL STREET, CLAYTON - BASEMENT ALERT WITH TWO BONUS ROOMS- This HOME is within walking distance DOWNTOWN! This 3-BED, 3-BATH residence is full of CHARM, featuring WOOD FLOORS in the living room and WAINSCOTING in the living room, kitchen, and hallway for added CHARACTER. The EAT-IN KITCHEN is perfect for GATHERINGS, and the REFRIGERATOR STAYS with the home. Curtains and rods do not convey. The LARGE BASEMENT offers INCREDIBLE FLEXIBILITY, including TWO BONUS ROOMS, A FULL BATHROOM, AND A LAUNDRY AREA. One room is currently used as a GYM, providing extra FUNCTIONALITY for your lifestyle. RECENT UPDATES include an UPDATED ROOF and a BASEMENT GUTTER SYSTEM installed in 2020 for added DURABILITY. Outside, enjoy a CARPORT and a STORAGE BUILDING—both equipped with ELECTRICITY, perfect for extra WORKSPACE OR STORAGE. Located just MINUTES FROM SHOPPING, DINING, AND COMMUNITY EVENTS, this home is a MUST-SEE! SCHEDULE YOUR SHOWING TODAY! HOME IS OCCUPIED.

Details

Property type

Single Family Residence

Est. home value

$284,083

Lot size

8,712 sq ft

Price per sq ft

$148

Year built

1962

Annual property taxes

$1,813.15

Price History

03/28/2025
TriangleMLS

TriangleMLS #10085248

Listed
$350,000
+62.79%
11/15/2018
TriangleMLS

TriangleMLS #2213968

Sold
$215,000

Schools & Community

Elementary school: 

Johnston - Cooper Academy

Middle school: 

Johnston - Riverwood

High school: 

Johnston - Clayton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$127,193
Asking price
$350,000
Closing costs (~8% of asking)
-$28,000
Est. remaining loan balance
-$194,807
Cash to seller
$127,193

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Navy Fcu

Loan start date

November 2018

Original loan amount

$219,622

Est. remaining balance

$194,807

Interest rate

4.65%

Loan type

VA, 30 year

Seller

Duane Leon John Osborne and Jessica Osborne

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 12:10 PM

Listing updated: 04/02/2025 at 8:09 PM

Listed by: Latoyia Outlaw Stevens, 1st Class Real Estate Legacy Phone #: (833) 289-2723

MLS: TriangleMLS #10085248

TriangleMLS logo

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