tomo logo

$499,900

Beds
4
Baths
3.0
sq ft
3,101

5532 Over Creek Dr, Elkton, FL 32033

5532 Over Creek Dr

Elkton, FL 32033

  • 24 days on market
    • Price drop $15,100↓
Spacious and private family home in Cypress Lakes! Situated on a large cul-de-sac, this freshly painted home has a fully fenced, extra large lot, with great views of the golf course and lake. The community pool and playground are steps away, perfect for summertime fun! Over 3100 SF and move in ready, this 2-story home has many tasteful upgrades, including a new extra large fully screened rear covered pavered patio (2024) and privacy landscaping. Lots of space - 4 bedrooms, 3 baths, separate living and family rooms, room for a dining room and a breakfast nook, plus a large great room upstairs, oversized 2- car garage and a newer roof (2022). As you enter the front door you are greeted by an expansive, open living and dining area with beautiful hard wood floors.Continue into the tiled family room, breakfast area and a kitchen that features granite counters, a huge island with bar, stainless appliances including a French door refrigerator, decorative tile backsplash and a pantry closet. You are going to love the huge great room upstairs that could be a game room, kids' hangout, additional lounge or all three with that much space. The large primary bedroom has an oversized soaking tub, walk-in shower, double sink vanity with granite top, massive closet and overlooks the backyard and the lake. The additional 2 upstairs bedrooms are larger than most and both with walk-in closets. This immaculate home is well maintained with stylish and functional updates including top of the line engineered wood floors, roof (2022) newer gutters, stucco reseal and paint, new irrigation pump, garage cabinets and recent HVAC replacement (2022).This desired golf course community takes you away from the hustle and bustle of town, but it's just a short drive to downtown St. Augustine and the beach as well as being very convenient to I-95. It's hard to find a move-in ready home with plenty of space for family and entertaining, but this fits the bill. Put this stunning home at the top of your list and come see it today!

Details

Property type

Single Family Residence

Est. home value

$506,113

Lot size

0.3 acres

Price per sq ft

$162

Year built

2007

Annual property taxes

$2,986.68

Monthly HOA fee

$35.42

Price History

02/11/2025
RealMLS

RealMLS #2067398

Price change
$499,900
-2.93%
01/29/2025
RealMLS

RealMLS #2067398

Listed
$515,000
+10.75%
03/18/2022
RealMLS

RealMLS #1152179

Sold
$465,000

Schools & Community

Elementary school: 

Otis A. Mason

Middle school: 

Gamble Rogers

High school: 

Pedro Menendez

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$65,447
Asking price
$499,900
Closing costs (~8% of asking)
-$39,992
Est. remaining loan balance
-$394,461
Cash to seller
$65,447

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trustline Mortgage Inc

Loan start date

March 2022

Original loan amount

$418,500

Est. remaining balance

$394,461

Interest rate

3.55%

Loan type

New Conventional, 30 year

Seller

Christopher Lawrence Holden and Melissa Leigh Holden

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 2:35 PM

Listing updated: 02/16/2025 at 2:42 AM

Listed by: TERESA JACALONE, WATSON REALTY CORP Phone #: (904) 501-8241

MLS: RealMLS #2067398

RealMLS logo

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