tomo logo

$289,900

Beds
2
Baths
2.0
sq ft
Unknown

631 Ernest Gibson Rd, Monticello, GA 31064

631 Ernest Gibson Rd

Monticello, GA 31064

  • 149 days on market
    • Price drop $10,000↓
This charming 2 bedroom/2 bathroom home offers gorgeous views of Lake Jackson. The home features one bedroom, a full bathroom and laundry room on the lower level. Upstairs you will find the main living area offering an open floor plan concept. The cozy living room overlooks the eat-in kitchen that includes lots of cabinets/counter space, granite counters and stainless steel appliances. Also on the main living area is an additional bedroom and full bathroom. Enjoy spending time in the sun room that includes wall-to-wall windows with views of the lake. The metal roof, HVAC and hot water heater are only approximately 5 years old. The attic is stubbed and could easily be finished for additional living space/bonus room/storage space. Exterior features include a covered front porch and side porch that are perfect for entertaining, an attached garage for parking/boat storage, as well as a large parking pad next to the home. Take advantage of lake life with the private boat ramp located next door to the property. The home is within the USDA 100% financing eligibility area. No HOA fees. Come enjoy lake living without the lakefront prices. Buyers will not be disappointed!

Details

Property type

Single Family Residence

Est. home value

$259,841

Lot size

8,233 sq ft

Price per sq ft

Unknown

Year built

2000

Annual property taxes

$1,511

HOA

No

Price History

10/03/2024
FMLS

FMLS #7412039

Price change
$289,900
-3.33%
09/10/2024
FMLS

FMLS #7412039

Price change
$299,900
-3.26%
08/26/2024
FMLS

FMLS #7412039

Price change
$310,000
-3.09%

Schools & Community

Elementary school: 

Jasper County

Middle school: 

Jasper County

High school: 

Jasper County

Community features: 

Fishing, Lake

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$113,529
Asking price
$289,900
Closing costs (~8% of asking)
-$23,192
Est. remaining loan balance
-$153,179
Cash to seller
$113,529

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Capital City Home Loans

Loan start date

August 2021

Original loan amount

$164,600

Est. remaining balance

$153,179

Interest rate

2.9%

Loan type

New Conventional, 30 year

Seller

Dennis W Peters

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

GeorgiaMLS
$300,000
2 bd
|
1 ba
|
1,152 sq ft
|
House

136 Yancey Rd, Jackson, GA 30233

Price drop
GeorgiaMLS
$319,900
3 bd
|
2.5 ba
|
2,592 sq ft
|
House

125 Panther Woods Dr, Jackson, GA 30233

Price drop
GeorgiaMLS
$295,000
3 bd
|
2 ba
|
1,995 sq ft
|
House

129 Pearls Way, Flovilla, GA 30216

Status: Active

Tomo last checked: 11/22/2024 at 8:20 PM

Listing updated: 10/15/2024 at 5:14 PM

Listed by: Jody Swords, Southern Classic Realtors Phone #: (678) 635-8877

MLS: FMLS #7412039

FMLS logo

Recently listed in Monticello

$219,000|2 bd|2.0 ba|House
$259,999|3 bd|2.0 ba|House
$750,000|4 bd|4.0 ba|House
$195,000|3 bd|2.0 ba|Manufactured
$485,000|3 bd|2.5 ba|House
$298,500|3 bd|2.0 ba|House