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$285,000

Beds
2
Baths
2.0
sq ft
1,232

631 Ernest Gibson Rd, Monticello, GA 31064

631 Ernest Gibson Rd

Monticello, GA 31064

  • 10 days on market
Welcome to the LAKE LIFE! This super cute home with a lake view is waiting for you. Whether it's full time lake livin' or weekend visits, this home is just what you need! Rocking Chair Front Porch sitting or Swinging in the porch swing on any day at the lake is a good day! This home features 2 Spacious bedrooms and 2 Full Baths (1 of each on each level) with a beautiful open concept living room/dining area upstairs with lots of cabinets, granite counter tops and stainless steel appliances that all remain with the property. Large Sunroom off the living room upstairs to overlook the lake! Large Attic Space waiting to be finished out for additional living space. Attached Garage for your automobile or boat and Laundry/Mud Room. This house is a must see! Access to Boat Ramp at the bottom of the hill and plenty of shore line for fishing and enjoying the beautiful water. Metal Roof, Water Heater and HVAC have all been replaced in the last 5 yrs. Call today for a showing.

Details

Property type

Single Family Residence

Est. home value

$259,841

Lot size

9,714 sq ft

Price per sq ft

$232

Year built

2000

Annual property taxes

$2,268

HOA

No

Price History

03/25/2025
GeorgiaMLS

GeorgiaMLS #10485986

Listed
$285,000
03/20/2025
FMLS

FMLS #7509433

Removed
$285,000
03/07/2025
FMLS

FMLS #7509433

Listed
$285,000

Schools & Community

Elementary school: 

Washington Park

Middle school: 

Jasper County

High school: 

Jasper County

Community features: 

Lake

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$110,603
Asking price
$285,000
Closing costs (~8% of asking)
-$22,800
Est. remaining loan balance
-$151,597
Cash to seller
$110,603

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Capital City Home Loans

Loan start date

August 2021

Original loan amount

$164,600

Est. remaining balance

$151,597

Interest rate

2.9%

Loan type

New Conventional, 30 year

Seller

Dennis W Peters

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/04/2025 at 5:10 AM

Listing updated: 03/25/2025 at 10:05 PM

Listed by: Angela Whitmire, Realty 1 Georgia

MLS: GeorgiaMLS #10485986

GeorgiaMLS logo

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