tomo logo

$314,900

Beds
3
Baths
2.0
sq ft
1,698

6324 Ladera Trl, Milton, FL 32571

6324 Ladera Trl

Pace, FL 32571

  • <1 day on market
VA Assumable Loan at 2.75% !! Welcome home to this beautiful 3-bedroom, 2-bathroom home located in the sought-after Ashley Plantation subdivision. Built in 2017, this home offers an inviting large foyer and a thoughtful split floor plan, providing the perfect balance of privacy and openness. Situated in the new and highly regarded Wallace Lake K-8 school district, this home is ideal for families. The neighborhood boasts a welcoming atmosphere with sidewalks, street lights, a community room, and a playground - perfect for family walks, bike rides, or a fun afternoon with your furry friends. The home is one of the few in Phase 1 to feature a sprinkler system on reclaimed water, gutters, and French drains, ensuring easy maintenance and peace of mind. Inside, you'll be impressed by the high ceilings ranging from 9 to 10 feet and the elegant crown molding in the living room. The spacious kitchen is equipped with sleek stainless steel appliances and gorgeous granite counter tops, offering both style and functionality. The primary bathroom is a true retreat, featuring a relaxing garden tub as well as a separate shower. Not to mention, walk-in closet in bedroom. The covered back porch provides a tranquil spot to unwind, and the fully fenced-in backyard offers plenty of space for children and pets to run and play safely. The garage comes with built-in storage and shelving, making it perfect for organizing your belongings. This home combines modern comforts with a fantastic community, making it a must-see for anyone looking for a beautiful place to call home. In addition to all the amazing features of this home, the VA loan can be assumed at an incredible 2.75% interest rate as stated above - a rare and valuable opportunity! This could save you significantly on monthly payments compared to current market rates. Whether you're a veteran or know someone who is, this benefit makes this home an even more attractive choice. Don't miss out on the chance to own this beautiful home!

Details

Property type

Single Family Residence

Est. home value

$318,773

Lot size

6,534 sq ft

Price per sq ft

$186

Year built

2017

Monthly HOA fee

$55.25

Price History

03/14/2025
Pensacola

Pensacola #660494

Listed
$314,900
+43.2%
10/26/2020
Pensacola

Pensacola #578494

Sold
$219,900
+25.66%
04/13/2017
Pensacola

Pensacola #503453

Sold
$175,000

Schools & Community

Elementary school: 

Wallace Lake K-8

Middle school: 

Wallace Lake K-8

High school: 

Central

Community features: 

Playground, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$86,611
Asking price
$314,900
Closing costs (~8% of asking)
-$25,192
Est. remaining loan balance
-$203,097
Cash to seller
$86,611

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

University Lending Group Llc

Loan start date

October 2020

Original loan amount

$224,957

Est. remaining balance

$203,097

Interest rate

2.86%

Loan type

VA, 30 year

Seller

Cody Jennings and Kayla Jennings

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 7:40 PM

Listing updated: 03/14/2025 at 5:30 AM

Listed by: Mitch Adcox, ERIC GLEATON REALTY, INC Phone #: (850) 477-5908

MLS: Pensacola #660494

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