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$245,000

Beds
3
Baths
2.0
sq ft
1,272

6325 Lance St, Panama City, FL 32404

6325 Lance St

Panama City, FL 32404

  • <1 day on market
Welcome to 6325 Lance Street!This cozy, well-maintained 3-bedroom, 2-bath home is full of updates and charm. Located in the heart of Callaway, it's just minutes from Tyndall Air Force Base, schools, shopping, dining, and outdoor recreation at spots like Under the Oaks Park, East Bay, and boat ramps for Panama City and Mexico Beach. This home perfectly balances comfort and convenience.Step inside to a spacious layout featuring a large den, an open living/dining room combo, and a generously sized separate laundry room. The home boasts crown molding and ceiling fans throughout and has been lovingly maintained with key upgrades, including a NEW ROOF (12/2020) with 30-year shingles, a NEW A/C (2021), and a NEW HOT WATER HEATER (2021) for your peace of mind.Outdoors, you'll love spending summers in the above-ground pool--perfect for cooling off and entertaining. The home sits on a 0.22-acre lot with a cedar privacy fence surrounding the large backyard, which includes a cedar-enclosed patio and an 8x10 outbuilding for extra storage or great work shop.Plus, with no HOA, you have the freedom to enjoy your property as you see fit.A recent appraisal (October 2024) confirms that the asking price is spot on, giving you confidence that you're getting great value for this wonderful home.This is a must-see for anyone seeking a home with both comfort and modern upgrades in a prime location! Don't waste another minute! Get started making it your own today!

Details

Property type

Single Family Residence

Est. home value

$251,862

Lot size

9,583 sq ft

Price per sq ft

$193

Year built

1981

Annual property taxes

$1,835

HOA

No

Price History

10/06/2024
CentralPanhandle

CentralPanhandle #763527

Listed
$245,000
+19.51%
08/17/2021
CentralPanhandle

CentralPanhandle #705913

Sold
$205,000
+227.97%
08/17/2015
CentralPanhandle

CentralPanhandle #633927

Sold
$62,505

Schools & Community

Elementary school: 

Parker

Middle school: 

Rutherford Middle

High school: 

Rutherford

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$39,802
Asking price
$245,000
Closing costs (~8% of asking)
-$19,600
Est. remaining loan balance
-$185,598
Cash to seller
$39,802

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Smartbank

Loan start date

August 2021

Original loan amount

$198,850

Est. remaining balance

$185,598

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

Tamzen Rose Allen and Jordan Payton Arnold

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 10/07/2024 at 12:30 PM

Listing updated: 10/06/2024 at 7:09 PM

Listed by: Melanie S Allen, Corcoran Reverie Phone #: (850) 231-5030

MLS: CentralPanhandle #763527

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