tomo logo

$165,000

Beds
3
Baths
1.5
sq ft
1,750

638 Hill Top Dr, Cumberland, MD 21502

638 Hill Top Dr

CUMBERLAND, MD 21502

  • Coming soon
Updated home with spacious foyer, living room with decorative fireplace, formal dining room, gorgeous kitchen with granite countertops & plenty of cabinet space. The main level also features a laundry room & powder room. Let's head upstairs to find 2 bedrooms with great closet space, an updated bathroom & a primary bedroom with French doors that lead to an amazing walk-in closet space! This home also features a central air, covered front porch, double lot, fenced in back yard, rear covered porch, detached garage & off-street parking via the rear alley.

Details

Property type

Single Family Residence

Est. home value

$172,529

Lot size

9,100 sq ft

Price per sq ft

$95

Year built

1927

Annual property taxes

$2,454

HOA

No

Price History

07/31/2019
Bright

Bright #MDAL131384

Sold
$119,900

Schools & Community

Neighborhood: 

Chapel Hill-Virginia Avenue

Elementary school: 

SOUTH PENN

Middle school: 

WASHINGTON

High school: 

FORT HILL

School district: 

ALLEGANY COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Us Bank Na

Loan start date

December 2021

Original loan amount

$2,792

Est. remaining balance

$2,576

Interest rate

3.05%

Loan type

VA, 28 year

Seller

Devin M Spicher and Megan R Spicher

Lender

Sonabank

Loan start date

July 2019

Original loan amount

$7,500

Est. remaining balance

Not provided

Interest rate

3.82%

Loan type

Stand Alone Second

Seller

Devin M Spicher and Megan R Spicher

Lender

Southern Trust Mortgage Llc

Loan start date

July 2019

Original loan amount

$117,866

Est. remaining balance

$104,794

Interest rate

3.82%

Loan type

VA, 30 year

Seller

Devin Spicher and Megan Spicher

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Coming Soon

Tomo last checked: 03/04/2025 at 12:20 AM

Listing updated: 03/02/2025 at 1:29 PM

Listed by: Ali R Candelas, Charis Realty Group Phone #: (240) 801-5011

MLS: Bright #MDAL2011090

Bright logo

Recently listed in CUMBERLAND

$129,900|3 bd|1.0 ba|House
$111,900|3 bd|2.0 ba|House
$165,000|3 bd|1.5 ba|House
$154,000|3 bd|1.0 ba|House
$349,900|4 bd|3.0 ba|House
$229,000|3 bd|1.5 ba|House

Explore top cities in Maryland