tomo logo

$679,000

Beds
5
Baths
4.0
sq ft
2,895

639 Shore Drive, Swansboro, NC 28584

639 Shore Drive

Swansboro, NC 28584

  • 12 days on market
**Downtown Swansboro** Experience the charm of coastal living at 639 W Shore Dr in Swansboro, NC! Nestled in the desirable Edgewater Heights community, this stunning 5-bedroom, 4-bathroom waterfront home offers direct access to the Intracoastal Waterway, breathtaking views, and your very own boat dock. Just a short walk or golf cart ride and you will be downtown Swansboro! You'll enjoy local shops, fine dining, and year-round festivals at your fingertips! Inside, an open floor plan showcases updated bathrooms and two primary suites—one with incredible water views. The kitchen is a chef's dream with ample cabinet and counter space, a tile backsplash, stainless steel appliances, gorgeous countertops, a breakfast bar, and a movable island. The formal dining room features a wet bar, while the breakfast nook opens to a spacious deck through sliding glass doors—perfect for entertaining! The main level includes a family room, two guest bedrooms, a full guest bath, and the primary suite with a large dressing room and private bath. Off the breakfast nook, you'll find stairs leading to the second floor. Upstairs, a versatile loft/flex space connects to a fourth bedroom, a fourth full bath, and the fifth bedroom—offering endless possibilities for a home office, media room, or guest space! Enjoy added privacy with an oversized garage and an additional storage shed by the water. Don't miss this incredible opportunity to own a waterfront home in one of Swansboro's most sought-after communities!

Details

Property type

Single Family Residence

Est. home value

$573,468

Lot size

0.26 acres

Price per sq ft

$235

Year built

1958

Annual property taxes

$5,237.52

Price History

02/20/2025
NorthCarolinaRegional

NorthCarolinaRegional #100489836

Listed
$679,000
02/18/2025
NorthCarolinaRegional

NorthCarolinaRegional #100482606

Removed
$679,000
01/08/2025
NorthCarolinaRegional

NorthCarolinaRegional #100482606

Listed
$679,000

Schools & Community

Elementary school: 

Swansboro

Middle school: 

Swansboro

High school: 

Swansboro

High school district: 

Onslow

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$245,378
Asking price
$679,000
Closing costs (~8% of asking)
-$54,320
Est. remaining loan balance
-$379,302
Cash to seller
$245,378

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Research Center Llc

Loan start date

October 2021

Original loan amount

$409,418

Est. remaining balance

$379,302

Interest rate

2.87%

Loan type

VA, 30 year

Seller

Christopher Karl and Kendra Baird

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
NorthCarolinaRegional
$700,000
4 bd
|
3.5 ba
|
2,938 sq ft
|
House

105 Dora Court, Swansboro, NC 28584

NorthCarolinaRegional
$669,900
4 bd
|
3.5 ba
|
3,431 sq ft
|
House

301 E Ivybridge Dr, Hubert, NC 28539

Price drop
NorthCarolinaRegional
$639,900
4 bd
|
3.5 ba
|
3,486 sq ft
|
House

293 E Ivybridge Dr, Hubert, NC 28539

Status: Active

Tomo last checked: 03/03/2025 at 11:30 PM

Listing updated: 02/25/2025 at 2:02 PM

Listed by: The Christi Hill Real Estate Team, Keller Williams Innovate Phone #: (910) 939-1154

MLS: NorthCarolinaRegional #100489836

NorthCarolinaRegional logo

Recently listed in Swansboro