tomo logo

$395,000

Beds
3
Baths
3.0
sq ft
1,483

640 Golf Course Dr NE, Fort Walton Beach, FL 32547

640 Golf Course Dr NE

Fort Walton Beach, FL 32547

  • 1 day on market
POOL home in Kenwood neighborhood. Seller has updated so much of this adorable home. Updated tile flooring throughout. Gorgeous kitchen with all new cabinets, quartz countertops, appliances, recessed lighting, and features a pantry with glass door for added storage Bathrooms updated w/toilets, vanity in hall bath & walk-in MBA shower. A 2018 remodel added a bonus room filled with windows. A combo full accessible bath and laundry room are located off the bonus room. The expansive backyard has a sparkling pool and 2 storage sheds. Endless other updates include replacing the metal roof 2018, tankless gas water heater 2018,, new gas furnace, HVAC & ducts 2017, impact windows 2018, new interior & exterior doors, impact garage door, attic insulation, gutters, sprinkler system 2017, lawn pump well pipe/valve 2022, pool pump & new filter sand 2022, fence and gates, changed electric service to the house, new interior paint 2024. Solar panels added 2020. Seller will pay these off before closing. Power bills averaging $65/month. They really do reduce your energy costs!

Details

Property type

Single Family Residence

Est. home value

$347,461

Lot size

0.25 acres

Price per sq ft

$267

Year built

1967

Price History

04/03/2025
EmeraldCoast

EmeraldCoast #972999

Listed
$395,000
+107.89%
05/05/2017
EmeraldCoast

EmeraldCoast #773203

Sold
$190,000

Schools & Community

Elementary school: 

Kenwood

Middle school: 

Pryor

High school: 

Choctawhatchee

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$170,189
Asking price
$395,000
Closing costs (~8% of asking)
-$31,600
Est. remaining loan balance
-$193,211
Cash to seller
$170,189

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Loanpal Llc

Loan start date

September 2020

Original loan amount

$215,000

Est. remaining balance

$193,211

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

Lisa M Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 7:45 PM

Listing updated: 04/04/2025 at 10:51 AM

Listed by: Shannon L Aden, ERA American Real Estate Phone #: (850) 651-2454

MLS: EmeraldCoast #972999

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