643 NYS Rt 365 Road, Russia, NY 13438

Discover Lake Access Retreat, featuring owner financing with just 5% down and 4.5% interest rate! This spacious 2700 sq ft craftsman built home sits on 3.2 acres and boasts 4 bedrooms, 3 ½ baths, and breathtaking access to Hinckley Reservoir. Enjoy the perfect blend of modern amenities and outdoor living in this meticulously designed property. With a metal roof, vinyl siding, and cedar wood accents, it exudes curb appeal. The beautifully landscaped yard features raised perennial flower beds with soaker hoses for easy maintenance and year-round beauty. Flood your living space with natural light thanks to Pella designer windows, while benefiting from reliable water with a 162' driven well and a 1,000-gallon concrete septic system. Enjoy the tranquility of your own pond with cascading waterfalls and electric lighting, perfect for evening relaxation. Show your patriotism with a flagpole and an accentuated flower island also equipped with electric lighting. The home features Bilco steel doors in the cellar, backup generator, propane stove, sump pump, and a pantry for all your storage needs. The living room boasts a pine ceiling and natural fieldstone heat-recirculating fireplace and a hot tub while the family room has vaulted cedar ceilings for an open, airy feel. The kitchen comes equipped with a Jenn-Air electric range and large bay windows with ceramic floors. Master bedroom features a heat-recirculating fireplace, skylight, and vaulted pine ceiling. The heating fuel for your home can be wood, coal, or oil, giving you the flexibility to choose what works best for your needs. Every bedroom comes with cedar closets and carpeted floors. Keep your vehicles and projects protected in the heated 3-bay stall garage. With rights to Hinckley Reservoir and nearby snowmobile trails, this home is an outdoor enthusiast’s dream. The backyard loading dock makes loading and unloading snowmobiles a breeze. There is a 16’ fiberglass storage unit in the back lot with a lean to for off season items. This unique property even offers potential for an in-law apartment or rental opportunity. Owner financing makes this your ideal home!