tomo logo

$975,000

Beds
3
Baths
2.0
sq ft
1,761

644 Bay Grove Rd, Freeport, FL 32439

644 Bay Grove Rd

Freeport, FL 32439

  • 3 days on market
Relisted and priced to sell. Quiet waterfront living in this recently remodeled residence on Mallet Bayou. The new boat lift and dock allow full access to Choctawhatchee Bay and the Gulf of Mexico. The home features modern elements and upscale finishes. The large back yard provides the opportunity to expand the living space, with no HOA the possibilities are endless. The bedrooms offer a quiet retreat, while the open kitchen and living areas provide a perfect space for socializing.

Details

Property type

Single Family Residence

Est. home value

$636,071

Lot size

0.31 acres

Price per sq ft

$554

Year built

1984

Price History

01/02/2025
EmeraldCoast

EmeraldCoast #965514

Listed
$975,000
-15.95%
12/13/2024
EmeraldCoast

EmeraldCoast #952122

Removed
$1,160,000
07/30/2024
EmeraldCoast

EmeraldCoast #952122

Price change
$1,160,000
-0.43%

Schools & Community

Elementary school: 

Freeport

Middle school: 

Freeport

High school: 

Freeport

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$407,364
Asking price
$975,000
Closing costs (~8% of asking)
-$78,000
Est. remaining loan balance
-$489,636
Cash to seller
$407,364

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Regions Bank

Loan start date

April 2023

Original loan amount

$500,000

Est. remaining balance

$489,636

Interest rate

6.32%

Loan type

New Conventional, 30 year

Seller

Craig Edward Terry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/05/2025 at 3:55 AM

Listing updated: 01/03/2025 at 9:59 AM

Listed by: Craig E Terry, Mainsail Realty Company Phone #: (850) 585-1284

MLS: EmeraldCoast #965514

EmeraldCoast logo

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