tomo logo

$955,000

Beds
3
Baths
2.0
sq ft
1,761

644 Bay Grove Rd, Freeport, FL 32439

644 Bay Grove Rd

Freeport, FL 32439

  • <1 day on market
Welcome home to 644 Bay Grove Rd! This beautiful, brick, waterfront property is the perfect spot. 3-bedrooms, 2-bathrooms, this brick home was renovated recently with new LVP flooring throughout, tile floors in bathrooms, shiplap, lighting, fixtures, kitchen cabinets, appliances, countertops, backsplash, and more! Windows and doors were replaced in 2024. Roof was replaced in 2022 with METAL roof. Bathrooms have been remodeled to include tiled walk-in showers, new vanities, and cabinets. A/C and water heater both replaced in 2023. This home is basically BRAND NEW! Beautiful heated and cooled Florida room makes a great addition when entertaining guests! The property has 83 feet of Mallet Bayou frontage and features a dock leading out to boat lift and access to deep water! All measurements are approx. and should be verified by buyer/buyers agent. Seller is a lic. florida agent.

Details

Property type

Single Family Residence

Est. home value

$636,071

Lot size

0.31 acres

Price per sq ft

$543

Year built

1984

Annual property taxes

$3,549

HOA

No

Price History

03/17/2025
CentralPanhandle

CentralPanhandle #770477

Listed
$955,000
-2.05%
03/14/2025
EmeraldCoast

EmeraldCoast #965514

Removed
$975,000
02/27/2025
EmeraldCoast

EmeraldCoast #965514

Listed
$975,000

Schools & Community

Elementary school: 

Freeport

Middle school: 

Freeport

High school: 

South Walton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$390,012
Asking price
$955,000
Closing costs (~8% of asking)
-$76,400
Est. remaining loan balance
-$488,588
Cash to seller
$390,012

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Regions Bank

Loan start date

April 2023

Original loan amount

$500,000

Est. remaining balance

$488,588

Interest rate

6.32%

Loan type

New Conventional, 30 year

Seller

Craig Edward Terry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/18/2025 at 12:15 AM

Listing updated: 03/17/2025 at 1:10 PM

Listed by: Matthew T Jones MBA, Coastal Heritage Real Estate LLC Phone #: (850) 249-0521

MLS: CentralPanhandle #770477

CentralPanhandle logo

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