tomo logo

$799,999

Beds
5
Baths
3.0
sq ft
3,150

7650 S Channel Dr, Harsens Island, MI 48028

7650 S Channel Dr

Clay Twp, MI 48028

  • 8 days on market
Discover this iconic waterfront property on beautiful Harsens Island, boasting over 300 feet of deep, clean, sheltered water frontage. With great views and direct access to the St. Clair River's South Channel and Muscamoot Bay, this two-story landmark property is a rare gem. Originally established nearly a century ago as a waterfront grocery store and gas dock, the property has been thoughtfully renovated into a comfortable year-round home. Zoned C3 Commercial Mixed Use, it offers endless possibilities for personal enjoyment or business ventures. The property includes a part-time operational fuel dock with a 4,000-gallon under ground fuel tank and a reliable monitoring and control system, all maintained, inspected, and certified. The home features a spacious layout with 2 bedrooms and 2 full ceramic baths on the first floor, offering convenient single-level living, while the second floor includes 3 additional bedrooms and a third full ceramic bath, perfect for family or guests. A spacious, state-of-the-art kitchen with four high-performance ovens, perfect for multitasking in the kitchen. With plenty of counter space and modern appliances, it's designed for both everyday meals and entertaining guests. There is a cozy wood burner in the dining room that creates a warm, inviting atmosphere, perfect for chilly evenings or romantic dinners. In the office area, a modern pellet stove offers efficient and clean heating, adding comfort while maintaining a stylish, functional space. A 37kW Generac natural gas generator ensures consistent power. Outdoor spaces includes 2 stamped concrete patios, one with a 10 person Caldera Spas hot tub, and steel seawall with wood boardwalks, creating a serene environment for relaxation and enjoyment. Combining modern functionality with the charm of island living, this is a rare opportunity to own a truly exceptional waterfront property.

Details

Property type

Single Family Residence

Lot size

0.44 acres

Price per sq ft

$254

Year built

Unknown

Annual property taxes

$9,579.49

Price History

01/14/2025
Realcomp

Realcomp #58050162567

Removed
$825,000
+3.13%
01/14/2025
Realcomp

Realcomp #58050164548

Listed
$799,999
-3.03%
12/06/2024
Realcomp

Realcomp #58050162567

Listed
$825,000
+37.73%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Algonac

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$333,049
Asking price
$799,999
Closing costs (~8% of asking)
-$64,000
Est. remaining loan balance
-$402,950
Cash to seller
$333,049

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Frankenmuth Cu

Loan start date

June 2022

Original loan amount

$419,300

Est. remaining balance

$402,950

Interest rate

5.1%

Loan type

New Conventional, 30 year

Seller

Suzanne R Dutton

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/23/2025 at 12:35 PM

Listing updated: 01/14/2025 at 4:10 PM

Listed by: Lucy A Burby, RE/MAX First Phone #: (586) 781-2900

MLS: Realcomp #58050164548

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