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$639,000

Beds
3
Baths
2.5
sq ft
1,926

7728 Ridgeloch Place, Charlotte, NC 28226

7728 Ridgeloch Place

Charlotte, NC 28226

  • 45 days on market
    • Price drop $36,000↓
Amazing South Charlotte location and ASSUMABLE MORTGAGE AT 2.25%! Great neighborhood, walk to the Arboretum, convenient South Park etc. Ideal ranch floor plan with 3 bedrooms and 2 full bathrooms, sunroom, formal dining room, eat in kitchen, and large living room! Kitchen features newer stainless steel appliances including Bosch dishwasher, stainless steel refrigerator, stainless steel electric range and solid surface countertops with integrated sink. Assumable loan has a balance of approx. $320,000 current monthly payment is only $1814/month! This is a great value for this amazing home, neighborhood and location!

Details

Property type

Single Family Residence

Est. home value

$564,927

Lot size

Unknown

Price per sq ft

$332

Year built

1985

Price History

06/30/2024
CanopyMLS

CanopyMLS #4136702

Price change
$639,000
-5.33%
05/18/2024
CanopyMLS

CanopyMLS #4136702

Listed
$675,000
+125%
03/01/2019
CanopyMLS

CanopyMLS #3447123

Sold
$300,000

Schools & Community

Neighborhood: 

Wessex Square

Elementary school: 

Olde Providence

Middle school: 

South Charlotte

High school: 

Providence

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$265,844
Asking price
$639,000
Closing costs (~8% of asking)
-$51,120
Est. remaining loan balance
-$322,036
Cash to seller
$265,844

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Clearpath Lending

Loan start date

November 2021

Original loan amount

$341,999

Est. remaining balance

$322,036

Interest rate

2.86%

Loan type

VA, 30 year

Seller

Eugene Richman and Carol Richman

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 07/02/2024 at 7:55 PM

Listing updated: 06/30/2024 at 6:53 PM

Listed by: Don Gomez, C-A-RE Realty Phone #: (704) 565-0689

MLS: CanopyMLS #4136702

CanopyMLS logo

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