tomo logo

$269,500

Beds
3
Baths
1.0
sq ft
995

809 Church St, Saint Joseph, MI 49085

809 Church St

StJosephCity_Berrien, MI 49085

  • Pending
    • Price drop $8,000↓
Right here in downtown St. Joseph offering you close and easy access to Silver Beach, restaurants, and shopping. This is a charming three-bedroom, one-bath bungalow with beautiful hardwood floors and craftsman-style wood trim throughout. Three-seasons front porch, new fencing in the spacious backyard which is perfect for entering. In 2022-2023 owners completed many significant home improvements such as a new roof and gutters, removed old chimney, new water heater new fence, interior painting, removed old trees and removed overgrown vegetation surrounding the house. And there is more!

Details

Property type

Single Family Residence

Est. home value

$253,346

Lot size

4,356 sq ft

Price per sq ft

$271

Year built

1920

Annual property taxes

$3,614.2

Price History

03/25/2025
Realcomp

Realcomp #69025003513

Removed
$269,500
03/13/2025
Realcomp

Realcomp #69025003513

Pending
$269,500
03/05/2025
Realcomp

Realcomp #69025003513

Pending
$269,500

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks

High school district: 

StJoseph

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$68,975
Asking price
$269,500
Closing costs (~8% of asking)
-$21,560
Est. remaining loan balance
-$178,965
Cash to seller
$68,975

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

University Of Michigan Cu

Loan start date

April 2022

Original loan amount

$189,200

Est. remaining balance

$178,965

Interest rate

3.92%

Loan type

New Conventional, 30 year

Seller

Nicholas James Lawler and Giovanni Doveri

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/04/2025 at 3:35 PM

Listing updated: 03/25/2025 at 9:22 AM

Listed by: Joy Schwarting, Century 21 Affiliated Phone #: (269) 588-5055

MLS: Realcomp #69025003513

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