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$225,000

Beds
3
Baths
1.0
sq ft
1,310

818 Spruce St, Hagerstown, MD 21740

818 Spruce St

HAGERSTOWN, MD 21740

  • 23 days on market
    • Price drop $5,000↓
This lovely, lovingly cared for updated duplex is ready to welcome you home! Freshly painted, LVP floors throughout, replacement windows, NEW roof, NEW wooden fence, NEW bathtub, flower beds and new sod are just a few of the amenities. On the main level, a bright and sunny living room and dining room, a large kitchen with plenty of cabinet space, separate laundry/pantry room. Upper floor has 3 bedrooms, full bath with new bathtub. Walk up stairs to a huge floored attic that is currently used as storage. The heated attic has the potential for additional finished space. The clean basement has a partially finished room that could be used as exercise space, workshop or a craft area! The outside oasis is perfect for entertaining...a huge deck, fully fenced backyard, manicured lawn and flower beds add to the ambiance. Detached garage and off street parking space. What a great location!!! Within walking distance to Krumpe's Donuts, close to parks, downtown Hagerstown, Meritus Ballpark, the Hagerstown Field House, the historic Maryland Theatre, Hagerstown Premium Outlets, Interstates, dining and local shopping. Why rent when you can own? Take advantage of Hagerstown's first time home buyer programs ready and available to help with down payment and closing cost assistance. Don't miss your opportunity to own this beautiful move in ready home for less than paying rent.

Details

Property type

Duplex

Est. home value

$202,018

Lot size

3,049 sq ft

Price per sq ft

$172

Year built

1921

Annual property taxes

$2,162

HOA

No

Price History

02/01/2025
Bright

Bright #MDWA2026492

Price change
$225,000
-2.17%
02/01/2025
Bright

Bright #MDWA2026492

Listed
$230,000
01/24/2025
Bright

Bright #MDWA2026492

Pending
$230,000
+2.22%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

WASHINGTON COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$60,981
Asking price
$225,000
Closing costs (~8% of asking)
-$18,000
Est. remaining loan balance
-$146,019
Cash to seller
$60,981

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nfm Inc

Loan start date

September 2022

Original loan amount

$151,200

Est. remaining balance

$146,019

Interest rate

5.22%

Loan type

New Conventional, 30 year

Seller

Kendra Lynn Bonella

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/02/2025 at 12:05 AM

Listing updated: 02/01/2025 at 1:34 PM

Listed by: Kimberly R Lewis, Real Estate Innovations Phone #: (301) 745-1500

MLS: Bright #MDWA2026492

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