tomo logo

$639,500

Beds
3
Baths
2.0
sq ft
1,565

823 Spruce Street, Charlotte, NC 28203

823 Spruce Street

Charlotte, NC 28203

  • 19 days on market
    • Open house Jul 02
Now's your chance to own a featured HGTV home! Close to uptown with a quiet neighborhood feel, you'll find this move in ready home in historic Wilmore! The open floorplan & updated kitchen w/ large island is perfect for entertaining friends & family. The primary suite features a new built-in closet system & a spacious bath including a separate shower and soaking tub. Two additional bedrooms offer versatility in this split bedroom layout great for an office, guest room, or family living. Outside, you'll have your own private space with a fenced yard for gatherings or relaxation & a shed included for extra storage. Within minutes, you'll be able to experience a variety of restaurants, activities, sporting events and all that Uptown and South End has to offer, ensuring that you are never far from the vibrant energy of Charlotte. Top rated schools! Close to the interstate for easy commute. Roof & AC are only 3 years old. Furniture is negotiable! 1 mile to South End. 1 mile to BofA stadium.

Details

Property type

Single Family Residence

Est. home value

$709,797

Lot size

Unknown

Price per sq ft

$409

Year built

1955

Price History

06/13/2024
CanopyMLS

CanopyMLS #4150724

Listed
$639,500
-0.08%
06/10/2024
CanopyMLS

CanopyMLS #4104871

Removed
$640,000
05/09/2024
CanopyMLS

CanopyMLS #4104871

Price change
$640,000
-5.19%

Schools & Community

Neighborhood: 

Wilmore

Elementary school: 

Dilworth Latta Campus/Dilworth Sedgefield Campus

Middle school: 

Sedgefield

High school: 

Myers Park

Community features: 

Playground

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$251,659
Asking price
$639,500
Closing costs (~8% of asking)
-$51,160
Est. remaining loan balance
-$336,681
Cash to seller
$251,659

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Amerisave Mortgage Corp

Loan start date

October 2020

Original loan amount

$366,528

Est. remaining balance

$336,681

Interest rate

2.86%

Loan type

New Conventional, 30 year

Seller

Ashley Nicole Whitt and Joey Hung Pham

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 07/02/2024 at 7:25 PM

Listing updated: 07/02/2024 at 2:13 PM

Listed by: Michelle Whitt, Wilson Realty Phone #: (888) 341-5296

MLS: CanopyMLS #4150724

CanopyMLS logo

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