tomo logo

$374,350

Beds
3
Baths
2.0
sq ft
1,770

826 E Gaines Ln, Hernando, FL 34442

826 E Gaines Ln

Hernando, FL 34442

  • 1 day on market
A Rare Find this 3 Bedroom 2 Bath Pool Home located in the Beautifully Maintained Community of Citrus Hills. This home has a coveted Citrus Hills Social Membership that is not available to every home in the Neighborhood. The homesite is just under an acre, very spacious and has mature trees in the right places so you have the feel of being in your own park. As you enter this open floor plan home you will see the high ceilings with french doors that lead you into the lanai. The wood burning fireplace is very efficient for the colder winter mornings. The guest bedrooms are thoughtfully large with same type of closets. The kitchen has a newer Refrigerator and dishwasher and also new paint. New luxury vinyl placed in the indoor laundry room with a newer washer and dryer and a very convenient utility sink. Larger Garage with a new utility door that leads you to the side of the house. The newest addition that should be at the top is a brand new HVAC, there is so much Love that has gone into making this special home yours. Are you ready to enjoy your refreshing pool this summer? Perfect size and easy to care for. Make your appointment Today

Details

Property type

Single Family Residence

Est. home value

$387,587

Lot size

0.97 acres

Price per sq ft

$212

Year built

1989

Annual property taxes

$3,779.65

Monthly HOA fee

$13.33

Price History

03/31/2025
CitrusCounty

CitrusCounty #843195

Listed
$374,350
+0.52%
07/16/2024
CitrusCounty

CitrusCounty #829993

Removed
$372,400
02/01/2024
CitrusCounty

CitrusCounty #829993

Price change
$372,400
-3%

Schools & Community

Elementary school: 

Forest Ridge Elementary

Middle school: 

Lecanto Middle

High school: 

Lecanto High

Community features: 

Clubhouse, Golf, Playground, Restaurant, Tennis Court(s), Fitness Center

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$49,656
Asking price
$374,350
Closing costs (~8% of asking)
-$29,948
Est. remaining loan balance
-$294,746
Cash to seller
$49,656

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Ameris Bank

Loan start date

May 2022

Original loan amount

$310,400

Est. remaining balance

$294,746

Interest rate

4.16%

Loan type

New Conventional, 30 year

Seller

Tabitha J Spedding and Clayton E Spedding

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 5:30 AM

Listing updated: 03/31/2025 at 8:03 PM

Listed by: Lori Flagg, Berkshire Hathaway Homeservice Phone #: (352) 746-0744

MLS: CitrusCounty #843195

CitrusCounty logo

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