tomo logo

$1,495,000

Beds
3
Baths
3.0
sq ft
2,280

84 Whispering Way, Swanton, MD 21561

84 Whispering Way

SWANTON, MD 21561

  • 16 days on market
Charming lakefront cottage in a quiet cove on an open, premium site. This home is warm and inviting from the moment you enter. Offering a stone gas burning fireplace, hardwood flooring, granite countertops, vaulted ceilings, and a great loft area. The abundance of windows allows you to enjoy the beauty of Deep Creek Lake during all seasons. The covered porch is just one more great feature, offering plenty of space to enjoy with family and friends. If all of this isn't enough, right outside, you also can enjoy a nice firepit, hot tub, and your private Type A dock. This turn-key home truly checks off all the boxes. Established vacation rental "Sunset Cove". Call today to preview this gem, it won't last long!

Details

Property type

Single Family Residence

Est. home value

$1,200,863

Lot size

0.64 acres

Price per sq ft

$656

Year built

1955

Annual property taxes

$8,386

HOA

No

Price History

02/15/2025
Bright

Bright #MDGA2008874

Listed
$1,495,000
+19.6%
07/11/2022
Bright

Bright #MDGA2002934

Sold
$1,250,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

GARRETT COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$437,444
Asking price
$1,495,000
Closing costs (~8% of asking)
-$119,600
Est. remaining loan balance
-$937,956
Cash to seller
$437,444

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Citibank Na

Loan start date

July 2022

Original loan amount

$975,000

Est. remaining balance

$937,956

Interest rate

5.25%

Loan type

New Conventional, 30 year

Seller

Andreas Petros Karellas and Lauren Nalu Karellas

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 11:45 PM

Listing updated: 02/26/2025 at 8:14 AM

Listed by: Betsy S Spiker Holcomb, Taylor Made Deep Creek Vacations & Sales Phone #: (301) 387-4700

MLS: Bright #MDGA2008874

Bright logo

Recently listed in SWANTON

$125,000|2 bd|1.5 ba|House
$849,900|4 bd|3.0 ba|House
$755,000|3 bd|3.0 ba|House
$819,000|5 bd|3.5 ba|House
$1,499,900|6 bd|7.0 ba|House
$299,000|5 bd|3.5 ba|House
$495,000|4 bd|3.0 ba|House
$899,900|3 bd|2.0 ba|House
$1,495,000|3 bd|3.0 ba|House
$1,825,000|5 bd|3.5 ba|House