tomo logo

$415,000

Beds
4
Baths
3.0
sq ft
1,834

8470 Sun Point Dr, Panama City, FL 32404

8470 Sun Point Dr

Panama City, FL 32404

  • <1 day on market
This stunning Rushmore floor plan by Truland Homes is packed with upgrades and offers an incredible value, including $5,000 back in closing costs to make your move even easier. With a full-price offer, furnishings and appliancesa"including a brand-new refrigerator, washer, and dryer are included, adding over value and making this home truly move in ready.Featuring over $35,000 in upgrades, this home boasts brand-new furniture in several rooms, a privacy fence, gutters, a Reverse Osmosis water system, a Nest thermostat, custom closet shelving in the primary bedroom, upgraded granite countertops, and stylish blinds throughout. Sitting on a premium lot that backs up to a peaceful preserve, you'll enjoy extra privacy and a serene natural setting right in your backyard.Additionally, this home may qualify for an assumable loan at a low 5.85% interest rate, which could provide significant savings compared to current market rates. This is a rare opportunity to own a beautifully upgraded home with built-in savings.

Details

Property type

Single Family Residence

Est. home value

$377,825

Lot size

6,534 sq ft

Price per sq ft

$227

Year built

2022

Monthly HOA fee

$77.33

Price History

03/10/2025
CentralPanhandle

CentralPanhandle #770078

Listed
$415,000
+7.82%
11/18/2022
CentralPanhandle

CentralPanhandle #728288

Sold
$384,900

Schools & Community

Elementary school: 

Callaway

Middle school: 

Rutherford Middle

High school: 

Rutherford

Community features: 

Pool, Playground

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$6,623
Asking price
$415,000
Closing costs (~8% of asking)
-$33,200
Est. remaining loan balance
-$375,177
Cash to seller
$6,623

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trulend Mortgage Llc

Loan start date

November 2022

Original loan amount

$384,900

Est. remaining balance

$375,177

Interest rate

6.7%

Loan type

VA, 30 year

Seller

Elizabeth Ann Coffey and Denis Michael Coffey Jr

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/10/2025 at 6:05 PM

Listing updated: 03/10/2025 at 12:52 PM

Listed by: Jessica Jennings, By the Water Realty Phone #: (850) 532-6403

MLS: CentralPanhandle #770078

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