tomo logo

$275,000

Beds
4
Baths
2.0
sq ft
1,909

945 Agnes Scott Cir, Panama City, FL 32405

945 Agnes Scott Cir

Panama City, FL 32405

  • <1 day on market
Owner financing available and Rent to Own Available:Purchase price: $275,000Down Payment: $10kMonthly: $2,385.91 P.I.T (New owner will be responsible for insurance and taxes)Interest: 9.15%Amortized over 30 years. 3-5 years balloon payment options (No prepayment for 2 years) The buyers have the option to hold the note for 10 years. Sold as-is. Need to view and walk the property before making an offer, after ratification, no access before walk through date. No credit check required. Owner financing through Land contract/Lease-option. Deed will transfer when the house is paid in full or refinanced. Bring ALL offers. Highly motivated. Immediate equity in place on this home. ARV = $375k +. This home has had updated stainless-steel appliances, new kitchen cabinets, and new fixtures. Located at the end of a cul de sac, this home has been renovated with a large open concept feel. The large open spaces in all of the right areas will be the first thing you notice with space in all of the right places. The home has 2 master bedrooms. The back porch has been incorporated into the main portion of the home, adding an additional 196 sq ft to the overall square footage of the home.

Details

Property type

Single Family Residence

Est. home value

$251,015

Lot size

0.25 acres

Price per sq ft

$145

Year built

1984

Annual property taxes

$2,788

HOA

No

Price History

03/25/2025
CentralPanhandle

CentralPanhandle #770888

Listed
$275,000
+129.17%
07/26/2021
CentralPanhandle

CentralPanhandle #713954

Sold
$120,000
+84.62%
04/14/2017
CentralPanhandle

CentralPanhandle #651310

Sold
$65,000

Schools & Community

Elementary school: 

Northside

Middle school: 

Jinks

High school: 

Bay

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Amsouth Bank

Loan start date

May 2006

Original loan amount

$39,000

Est. remaining balance

Not provided

Interest rate

6.02%

Loan type

Credit Line (Revolving), 20 year

Seller

Clara M Spaulding

Lender

Countrywide Home Loans Inc

Loan start date

June 2004

Original loan amount

$140,600

Est. remaining balance

$72,233

Interest rate

6.12%

Loan type

Not Provided, 30 year

Seller

Clara M Spaulding

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/26/2025 at 10:20 AM

Listing updated: 03/25/2025 at 12:50 PM

Listed by: Matt W Wright, Think Real Estate Phone #: (850) 270-4200

MLS: CentralPanhandle #770888

CentralPanhandle logo