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$375,000

Beds
3
Baths
2.0
sq ft
1,112

95 W 13th St, Atlantic Beach, FL 32233

95 W 13th St

Atlantic Beach, FL 32233

  • 30 days on market
This 3-bedroom, 2-bathroom corner-lot home is perfectly located within biking distance to the beach, local shops, and dining. Inside, you'll find LVP flooring throughout, a spacious living room, and a cozy eat-in kitchen. Exterior AC unit 2015, roof 2015, interior HVAC 2019. The large backyard offers plenty of space for outdoor fun—and with no HOA, there's room to park your boat or RV. Enjoy the best of coastal living in this adorable bungalow—schedule your showing today! Some photos are virtually staged.

Details

Property type

Single Family Residence

Est. home value

$343,404

Property condition

Updated/Remodeled

Lot size

3,920.4 sq ft

Price per sq ft

$338

Year built

1994

Annual property taxes

$4,650.26

HOA

No

Price History

03/22/2025
RealMLS

RealMLS #2074907

Listed
$375,000
+53.06%
02/04/2021
RealMLS

RealMLS #1087098

Sold
$245,000

Schools & Community

Elementary school: 

Neptune Beach

Middle school: 

Mayport

High school: 

Duncan Fletcher

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$117,890
Asking price
$375,000
Closing costs (~8% of asking)
-$30,000
Est. remaining loan balance
-$227,110
Cash to seller
$117,890

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Plaza Home Mortgage Inc

Loan start date

February 2021

Original loan amount

$250,635

Est. remaining balance

$227,110

Interest rate

2.67%

Loan type

VA, 30 year

Seller

Bradley Spinks

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 4:30 AM

Listing updated: 03/31/2025 at 7:40 PM

Listed by: MARY HENTON, NAVY TO NAVY HOMES LLC Phone #: (904) 900-4766

MLS: RealMLS #2074907

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