tomo logo

$999,000

Beds
4
Baths
3.0
sq ft
2,691

1039 Bay Cir, Panama City Beach, FL 32407

1039 Bay Cir

Panama City Beach, FL 32407

  • <1 day on market
COMING SOON

Details

Property type

Single Family Residence

Est. home value

$854,226

Lot size

0.29 acres

Price per sq ft

$372

Year built

1972

Annual property taxes

$4,479

HOA

No

Price History

03/18/2025
CentralPanhandle

CentralPanhandle #770527

Listed
$999,000
+129.66%
05/25/2018
CentralPanhandle

CentralPanhandle #655447

Sold
$435,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$585,257
Asking price
$999,000
Closing costs (~8% of asking)
-$79,920
Est. remaining loan balance
-$333,823
Cash to seller
$585,257

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Everett Financial Inc

Loan start date

May 2018

Original loan amount

$382,500

Est. remaining balance

$333,823

Interest rate

4.44%

Loan type

New Conventional, 30 year

Seller

Charles E Horan and Corinne Fay Horan

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/18/2025 at 5:25 PM

Listing updated: 03/18/2025 at 9:10 AM

Listed by: Mario Gobel, RE/MAX Freedom Phone #: (850) 806-2288

MLS: CentralPanhandle #770527

CentralPanhandle logo