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$489,000

Beds
3
Baths
2.0
sq ft
1,981

109 N Lake Cunningham Ave, Saint Johns, FL 32259

109 N Lake Cunningham Ave

St. Johns, FL 32259

  • 5 days on market
All brick POOL home! This beautiful 3 bedroom 2 bathroom home sits on a huge lot with inground pool to lake views on a quiet street in walking distance to the elementary school! Desirable split floor plan features open kitchen with granite countertops and SS appliances, all NEW updated primary bathroom, fresh paint in all bedrooms, a wood burning fireplace and hardwood flooring. Close to shopping, dining and A+ rated St Johns County schools! Do not wait, this one won't last! PROFESSIONAL PHOTOS COMING 4/1/25

Details

Property type

Single Family Residence

Est. home value

$493,303

Property condition

Updated/Remodeled

Lot size

0.33 acres

Price per sq ft

$247

Year built

2000

Annual property taxes

$4,301.67

Monthly HOA fee

$40.25

Price History

04/01/2025
RealMLS

RealMLS #2078164

Listed
$489,000
+11.9%
12/20/2021
RealMLS

RealMLS #1140425

Sold
$437,000

Schools & Community

Elementary school: 

Cunningham Creek

Middle school: 

Switzerland Point

High school: 

Bartram Trail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$87,996
Asking price
$489,000
Closing costs (~8% of asking)
-$39,120
Est. remaining loan balance
-$361,884
Cash to seller
$87,996

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Wolfe Financial Inc

Loan start date

December 2021

Original loan amount

$388,800

Est. remaining balance

$361,884

Interest rate

3.09%

Loan type

New Conventional, 30 year

Seller

Tiffany Dzerve

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 7:15 AM

Listing updated: 04/01/2025 at 3:51 PM

Listed by: ROBIN ZUCKERMAN, FLORIDA WELCOME HOME REAL ESTATE Phone #: (904) 549-5824

MLS: RealMLS #2078164

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