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$245,000

Beds
2
Baths
2.0
sq ft
1,324

144 Elm Street, Spindale, NC 28160

144 Elm Street

Spindale, NC 28160

  • 54 days on market
    • Price drop $5,000↓
Absolutely adorable bungalow within walking distance to shops, restaurants & the Thermal Belt Rail-Trail. This nearly new home constructed in 2021 offers charming curb appeal w/board & batten fiber cement siding, composite decking on the covered porch, architectural shingles & professional landscaping. Interior finishes are lovely as well with easy-care vinyl plank flooring throughout, white shaker cabinetry w/granite countertops & 9' ceilings. Primary bath features walk-in tile shower w/high window for natural light plus adult height vanity. Laundry/mudroom near rear entrance w/laundry sink & Gladiator storage system. Whole house surge protection, public utilities & access to high speed internet.

Details

Property type

Single Family Residence

Est. home value

$251,002

Lot size

Unknown

Price per sq ft

$186

Year built

2021

Price History

09/26/2024
CanopyMLS

CanopyMLS #4181732

Price change
$245,000
-2%
09/11/2024
CanopyMLS

CanopyMLS #4181732

Listed
$250,000
+19.05%
10/18/2021
CanopyMLS

CanopyMLS #3757170

Sold
$210,000

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$165,649
Asking price
$245,000
Closing costs (~8% of asking)
-$19,600
Est. remaining loan balance
-$59,751
Cash to seller
$165,649

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Humanity Inc

Loan start date

September 2021

Original loan amount

$67,850

Est. remaining balance

$59,751

Interest rate

2.87%

Loan type

Not Provided, 20 year

Seller

Debra Hamrick

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/05/2024 at 1:50 AM

Listing updated: 09/26/2024 at 9:31 AM

Listed by: Brad Cummings, Colfax Home & Land, Co Phone #: (828) 532-2435

MLS: CanopyMLS #4181732

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Recently listed in Spindale