tomo logo

$325,000

Beds
3
Baths
2.0
sq ft
1,150

1628 Rosegate Lane, Stanfield, NC 28163

1628 Rosegate Lane

Stanfield, NC 28163

  • Coming soon
Nestled in a peaceful country setting, this charming 3BR/2BA ranch home is conveniently located between Oakboro, Red Cross, Locust, & Stanfield. Situated on a lovely corner lot with a slight elevation above street level in a quiet cul-de-sac neighborhood with no HOA. Inside, you'll find an open floor plan that effortlessly connects the living, dining, and kitchen areas – perfect for entertaining or everyday family living. The kitchen boasts generous counter space and cabinetry, with all appliances, including the washer and dryer, remaining with the home. Step outside to the 12x16 deck that overlooks the tranquil backyard, which backs up to a peaceful wooded area. This home qualifies for 100% USDA home financing.

Details

Property type

Single Family Residence

Est. home value

$264,967

Lot size

Unknown

Price per sq ft

$283

Year built

1997

Price History

10/21/2024
CanopyMLS

CanopyMLS #4138309

Removed
$285,000
09/24/2024
CanopyMLS

CanopyMLS #4138309

Listed
$285,000
+14%
10/20/2022
CanopyMLS

CanopyMLS #3898503

Sold
$250,000

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$64,704
Asking price
$325,000
Closing costs (~8% of asking)
-$26,000
Est. remaining loan balance
-$234,296
Cash to seller
$64,704

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services Llc

Loan start date

July 2023

Original loan amount

$239,190

Est. remaining balance

$234,296

Interest rate

6.39%

Loan type

VA, 30 year

Seller

Julia Thornton

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Coming Soon

Tomo last checked: 04/06/2025 at 9:35 AM

Listing updated: 04/01/2025 at 5:06 AM

Listed by: Greg Adams, Reeves Realty & Associates Phone #: (803) 329-2151

MLS: CanopyMLS #4241461

CanopyMLS logo

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