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$349,900

Beds
4
Baths
3.0
sq ft
1,996

29890 Cross Woods Dr, Mechanicsville, MD 20659

29890 Cross Woods Dr

MECHANICSVILLE, MD 20659

  • 8 days on market
Sought after Golden Beach community offering a unique St Mary's County lifestyle & outdoor Adventure! Prime Location – Enjoy access to the beach and boat ramps for a small fee in this sought-after waterfront community. Spacious 4-Bedroom, 3-Bath Home – Larger than it looks, offering plenty of room for comfortable living and entertaining. Outdoor Enthusiast’s Dream – Bring your 4-wheeler and explore nearby trails for mudding and adventure! Expansive 1.56-Acre Lot – Perfect for cookouts, get-togethers, and endless outdoor fun. Paved Circular Driveway – Provides plenty of parking for you and your guests. Storage Galore! – Three sheds offer ample space for all your toys and outdoor gear. Recent Upgrades: Beautiful Interior Touches – Featuring hardwood floors in the living room and hallway for warmth and character. New paint Don't miss out on this incredible opportunity to own a home in Golden Beach—where waterfront living and outdoor adventure await!

Details

Property type

Single Family Residence

Est. home value

$351,983

Lot size

1.56 acres

Price per sq ft

$176

Year built

1977

Annual property taxes

$2,916

HOA

No

Price History

03/14/2025
Bright

Bright #MDSM2022856

Listed
$349,900
+39.96%
02/11/2020
Bright

Bright #MDSM165284

Sold
$250,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

ST. MARY'S COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

M & T Bank

Loan start date

April 2023

Original loan amount

$5,812

Est. remaining balance

$5,663

Interest rate

6.73%

Loan type

FHA, 27 year

Seller

Keith Foster

Lender

M & T Bank

Loan start date

November 2022

Original loan amount

$24,551

Est. remaining balance

$23,821

Interest rate

6.66%

Loan type

FHA, 28 year

Seller

Keith Foster

Lender

M & T Bank

Loan start date

February 2020

Original loan amount

$218,762

Est. remaining balance

$196,624

Interest rate

3.74%

Loan type

FHA, 30 year

Seller

Keith Foster

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 7:20 PM

Listing updated: 03/14/2025 at 3:59 PM

Listed by: Kim Gosnell, Redfin Corp Phone #: (410) 202-8454

MLS: Bright #MDSM2022856

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