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$450,000

Beds
3
Baths
2.5
sq ft
1,524

39425 Summitt Hill Dr, Mechanicsville, MD 20659

39425 Summitt Hill Dr

MECHANICSVILLE, MD 20659

  • 4 days on market
Welcome to 39425 Summit Hill Road, Mechanicsville, MD! This beautifully updated Split Foyer home showcases true pride of ownership, with the meticulous homeowner making thoughtful upgrades throughout. The heart of the home is a completely remodeled kitchen, featuring modern cabinetry, sleek quartz countertops, and updated appliances, perfect for cooking and entertaining. The main level offers three spacious bedrooms, along with two fully updated bathrooms & a stylish powder room. Wide plank vinyl flooring spans the main floor, adding both elegance and durability. Additional highlights include a two-car attached garage, a spacious deck, & a covered entertainment area in the backyard, ideal for outdoor gatherings. Situated in the highly sought after Golden Beach community, this home provides access to private beaches, multiple boat ramps, accessing the water views along the Patuxent River. Whether you love boating, fishing, or simply unwinding by the shore, Golden Beach offers the ultimate water-oriented lifestyle. This turn-key home is a must-see! Don’t miss your chance to own in one of Mechanicsville’s most desirable communities.

Details

Property type

Single Family Residence

Est. home value

$376,466

Lot size

1.9 acres

Price per sq ft

$296

Year built

1996

Annual property taxes

$2,790

HOA

No

Price History

03/14/2025
Bright

Bright #MDSM2023124

Listed
$450,000
+19.36%
03/29/2023
Bright

Bright #MDSM2011764

Sold
$377,000

Schools & Community

Elementary school: 

LETTIE MARSHALL DENT

Middle school: 

MARGARET BRENT

High school: 

CHOPTICON

School district: 

ST. MARYS COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$64,330
Asking price
$450,000
Closing costs (~8% of asking)
-$36,000
Est. remaining loan balance
-$349,670
Cash to seller
$64,330

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pentagon Fcu

Loan start date

March 2023

Original loan amount

$358,150

Est. remaining balance

$349,670

Interest rate

6.12%

Loan type

New Conventional, 30 year

Seller

Jessica Taylor Underwood and Christopher Michael Lawrence

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/17/2025 at 3:20 AM

Listing updated: 03/14/2025 at 9:59 AM

Listed by: Michael Fitzgerald, II, RE/MAX Closers Phone #: (301) 472-4422

MLS: Bright #MDSM2023124

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