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$499,000

Beds
2
Baths
1.5
sq ft
1,178

303 La Paloma Pl, Panama City Beach, FL 32413

303 La Paloma Pl

Panama City Beach, FL 32413

  • <1 day on market
Charming beach cottage south of HWY 98 in Laguna Beach area. Just a short walk/bike or golf cart ride to the beach from this 2 bedroom, 1.5 bath home with garage. The first level features a spacious living area with tile flooring and open concept plan, the second floor features 2 bedrooms, 1 bath, a large rear deck and covered front balcony. Additionally there is a covered back patio and outdoor shower perfect for washing sand off after a long day at the beach!

Details

Property type

Single Family Residence

Est. home value

$467,920

Lot size

3,049 sq ft

Price per sq ft

$424

Year built

2006

Annual property taxes

$3,671

HOA

No

Price History

03/08/2025
CentralPanhandle

CentralPanhandle #770330

Listed
$499,000
+103.67%
02/28/2018
CentralPanhandle

CentralPanhandle #658004

Sold
$245,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$446,174
Asking price
$499,000
Closing costs (~8% of asking)
-$39,920
Est. remaining loan balance
-$12,906
Cash to seller
$446,174

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Navy Fcu

Loan start date

February 2018

Original loan amount

$15,000

Est. remaining balance

$12,906

Interest rate

3.99%

Loan type

New Conventional, 30 year

Seller

William J Wilbourn and Christen A Wilbourn

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 11:40 AM

Listing updated: 03/13/2025 at 6:30 PM

Listed by: Will Palmer, Better Homes and Gardens Coast Properties Phone #: (850) 687-9988

MLS: CentralPanhandle #770330

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