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$1,899,990

Beds
4
Baths
3.5
sq ft
2,174

4109 Choctaw St, Panama City, FL 32408

4109 Choctaw St

Panama City Beach, FL 32408

  • <1 day on market
    • Price drop $188,099,010↓
HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100KIdeal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience.Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath.Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower--perfect for enjoying the coastal breeze.Don't miss out on this incredible beachside retreat!

Details

Property type

Single Family Residence

Est. home value

$1,077,098

Lot size

6,229 sq ft

Price per sq ft

$874

Year built

2021

Annual property taxes

$14,208

HOA

No

Price History

03/14/2025
CentralPanhandle

CentralPanhandle #770320

Price change
$1,899,990
-99%
03/13/2025
CentralPanhandle

CentralPanhandle #770320

Listed
$189,999,000
+14174.91%
06/24/2022
CentralPanhandle

CentralPanhandle #724680

Sold
$1,331,000
+87.46%

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$763,665
Asking price
$1,899,990
Closing costs (~8% of asking)
-$151,999
Est. remaining loan balance
-$984,326
Cash to seller
$763,665

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Lendsure Mortgage Corp

Loan start date

June 2022

Original loan amount

$1,024,455

Est. remaining balance

$984,326

Interest rate

5.27%

Loan type

New Conventional, 30 year

Seller

Joshua David Gossett

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 2:05 AM

Listing updated: 03/13/2025 at 8:59 PM

Listed by: Beth A Jones, Blue Swell Realty Phone #: (855) 233-7037

MLS: CentralPanhandle #770320

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