tomo logo

$290,000

Beds
4
Baths
2.0
sq ft
2,274

410 7th Street, Spencer, NC 28159

410 7th Street

Spencer, NC 28159

  • 7 days on market
Welcome to this enchanting home nestled in the historical district of the quaint town of Spencer! This rare gem effortlessly combines modern updates with the irreplaceable allure of yesteryears. Every room radiates warmth & charm! High ceilings (smooth & beadboard), original hardwood floors, beautifully mantled fireplaces, built-in cupboards, original claw foot tubs, elegant trim work & stunning French doors, showcase the timeless appeal. Updated kitchen features high-end SS appliances, quartz counters & convenient pass-through window. Downstairs primary BR (currently playroom) w/ full bath. Versatile mudroom includes a laundry closet w/ potential to transform into a half bath for guests. Beautiful staircase leads to 3 BRs & a jack-n-jill bath. Love the outdoors? Rocking chair front porch, screened side porch, picturesque English garden & ample space for play; framed by a classic white picket fence. Don’t miss out on this captivating blend of history and modern living! READ AGENT NOTES

Details

Property type

Single Family Residence

Est. home value

$238,649

Lot size

Unknown

Price per sq ft

$128

Year built

1917

Price History

01/15/2025
CanopyMLS

CanopyMLS #4213098

Listed
$290,000
-1.69%
10/29/2024
CanopyMLS

CanopyMLS #4122446

Removed
$295,000
09/25/2024
CanopyMLS

CanopyMLS #4122446

Listed
$295,000

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$139,517
Asking price
$290,000
Closing costs (~8% of asking)
-$23,200
Est. remaining loan balance
-$127,283
Cash to seller
$139,517

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

March 2019

Original loan amount

$142,373

Est. remaining balance

$127,283

Interest rate

4.45%

Loan type

FHA, 30 year

Seller

Donna Marie Hancock and Audrey Michelle Hart

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/23/2025 at 11:50 AM

Listing updated: 01/22/2025 at 12:38 AM

Listed by: Kim Sadler, Lantern Realty & Development, LLC Phone #: (704) 298-0087

MLS: CanopyMLS #4213098

CanopyMLS logo

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