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$295,000

Beds
4
Baths
2.0
sq ft
2,276

410 7th Street, Spencer, NC 28159

410 7th Street

Spencer, NC 28159

  • 177 days on market
    • Price drop $4,900↓
This 4 bedroom, 2 full bath is waiting for it's new owner! A large front porch where you can enjoy your coffee in the morning's. Beautiful antique home with a brand-new kitchen with all new appliances, wooden bottom cabinets and quarts counter tops and all new triple pain insolated double hung windows upstairs with lifetime transferable warranty, also a new train mini split system upstairs with heat and air. This house has all the space you need! You have the option to make your primary bedroom on the main level or in the upper level where you find a total of 3 bedrooms upstairs. Brand new furnace in the partial basement, also the crawlspace under home has been encapsulated and dehumidifier installed. Plenty of storge space in the attic. Reinforced steel jacks have been installed to bring structure up to code. American Home warranty can be transferred to the new buyer and continue to pay the monthly charge of $68 a month. New roof and updated plumbing!

Details

Property type

Single Family Residence

Est. home value

$238,649

Lot size

Unknown

Price per sq ft

$130

Year built

1917

Price History

08/15/2024
CanopyMLS

CanopyMLS #4122446

Price change
$295,000
-1.63%
07/16/2024
CanopyMLS

CanopyMLS #4122446

Price change
$299,900
-1.67%
04/26/2024
CanopyMLS

CanopyMLS #4122446

Listed
$305,000

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$143,145
Asking price
$295,000
Closing costs (~8% of asking)
-$23,600
Est. remaining loan balance
-$128,255
Cash to seller
$143,145

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

March 2019

Original loan amount

$142,373

Est. remaining balance

$128,255

Interest rate

4.45%

Loan type

FHA, 30 year

Seller

Donna Marie Hancock and Audrey Michelle Hart

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/19/2024 at 7:05 PM

Listing updated: 08/30/2024 at 4:35 PM

Listed by: Omar Zarate, Keller Williams Ballantyne Area Phone #: (704) 887-6600

MLS: CanopyMLS #4122446

CanopyMLS logo

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