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$191,000

Beds
3
Baths
1.0
sq ft
1,312

415 Decatur Road, Jacksonville, NC 28540

415 Decatur Road

Jacksonville, NC 28540

  • <1 day on market
Discover the potential of this charming single-family residence located in the heart of Northwoods Subdivision in Jacksonville, NC. This 3-bedroom, 1-bath home presents a unique opportunity for those seeking a project that can be transformed into a personalized sanctuary. While the property is currently in pre-foreclosure status and a short sale is being requested by the seller, it offers a canvas for creativity and vision. The seller is motivated, and with some love and TLC, this house could be your dream home! Step inside to find a cozy den featuring a brick surround wood-burning fireplace—a perfect spot for relaxation. Access the enclosed sunroom for additional living space or an inviting retreat to enjoy your morning coffee. The galley-style kitchen, equipped with a pantry and hookups for a washer and dryer, boasts ample cabinet space for all your culinary needs. While the flooring in the den requires replacement, you'll find practical vinyl flooring in the dining area, offering potential for a quick upgrade. The living room and bedrooms showcase beautiful hardwood floors that, with a little pick me up, will add warmth and character. This home's exterior is equally appealing, featuring a combination of durable brick veneer and vinyl on the front, with wood siding at the back. Although solar panels currently grace the roof, please note that the seller has requested their removal and they will not be conveyed with the home. With a little motivation, this property can shine again. Seize this opportunity to turn a house into a home at an attractive price point. This property is an excellent fit for those who enjoy do-it-yourself projects and want to create their own space.

Details

Property type

Single Family Residence

Est. home value

$195,022

Lot size

0.33 acres

Price per sq ft

$146

Year built

1958

Annual property taxes

$2,475.57

Price History

02/24/2025
NorthCarolinaRegional

NorthCarolinaRegional #100490641

Listed
$191,000
+3.24%
06/30/2023
NorthCarolinaRegional

NorthCarolinaRegional #100390924

Sold
$185,000

Schools & Community

Elementary school: 

Northwoods

Middle school: 

Northwoods Park

High school: 

Jacksonville

High school district: 

Onslow

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$1,611
Asking price
$191,000
Closing costs (~8% of asking)
-$15,280
Est. remaining loan balance
-$177,331
Cash to seller
-$1,611

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Intercoastal Mortgage

Loan start date

June 2023

Original loan amount

$180,846

Est. remaining balance

$177,331

Interest rate

6.39%

Loan type

VA, 30 year

Seller

Michael Joseph Smith and Victoria Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/24/2025 at 8:25 PM

Listing updated: 02/24/2025 at 4:52 PM

Listed by: Shana Smith, Coldwell Banker Sea Coast Advantage Phone #: (910) 378-0455

MLS: NorthCarolinaRegional #100490641

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