tomo logo

$335,000

Beds
3
Baths
2.0
sq ft
1,343

44 Ruby Cir, Mary Esther, FL 32569

44 Ruby Cir

Mary Esther, FL 32569

  • 3 days on market
Welcome Home to 44 Ruby Circle! This GEM offers a beautifully upgraded 3 BDRM/2 BATH /1-CAR GARAGE Florida Cottage home in sought-after Mary Esther, FL just minutes from the gorgeous beaches of the Emerald Coast, and conveniently located between Eglin AFB and Hurlburt Field AFB. All updated Kitchen and Baths / New LVP flooring throughout / New Paint / Smoothed Ceilings, New Lighting & Ceiling Fans, New Light Switches and Receptacles / New Doorknobs & Hinges Throughout / No detail overlooked! Step out onto your large patio space in the privacy fenced backyard, with shrubs, greenspace laid to lawn, and a brick firepit feature. New Roof is scheduled be installed prior to closing, HVAC and Water Heater replaced 2023. Complete with an oversized 1-Car Garage, Rear Patio, and Privacy Fencing. This home is appointed with mature landscaping to include palm trees and magnolia trees for a lush tropical feel! The neighborhood of Emerald Estates comprises just 52 single family homes on a quiet cul-de-sac loop and features underground utilities and sidewalks. Conveniently located only 2 miles from Hurlburt Field / 9 miles from Eglin AFB and only 5 miles from the BEACH ... and all the amenities this area has to offer to include Retail, Dining, Movie Theaters, Schools, Boating, & the Beaches! Prepare to come and fall instantly in LOVE with this home!

Details

Property type

Single Family Residence

Est. home value

$286,867

Lot size

4,356 sq ft

Price per sq ft

$250

Year built

1993

Price History

03/29/2025
EmeraldCoast

EmeraldCoast #972507

Listed
$335,000

Schools & Community

Elementary school: 

Mary Esther

Middle school: 

Bruner

High school: 

Fort Walton Beach

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$266,109
Asking price
$335,000
Closing costs (~8% of asking)
-$26,800
Est. remaining loan balance
-$42,091
Cash to seller
$266,109

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pentagon Fcu

Loan start date

September 2021

Original loan amount

$52,970

Est. remaining balance

$42,091

Interest rate

2.15%

Loan type

New Conventional, 15 year

Seller

John S Anderson and Ivonne S Cardi Anderson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 5:45 PM

Listing updated: 03/31/2025 at 2:16 PM

Listed by: Rachel L Simerly, Rachel L Simerly, Rachel L Simerly, Rachel L Simerly, Rachel L Simerly, Compass Phone #: (305) 851-2820

MLS: EmeraldCoast #972507

EmeraldCoast logo

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