tomo logo

$325,000

Beds
3
Baths
2.0
sq ft
1,274

620 W Pine St, Mary Esther, FL 32569

620 W Pine St

Mary Esther, FL 32569

  • 3 days on market
Experience effortless Florida living in this stunningly remodeled 3-bed, 2-bath home with 2-car garage and fully-fenced backyard. Nestled in an established, desirable, no-HOA neighborhood, this home perfectly blends low-maintenance convenience with a luxurious touch. Inside you'll find an inviting, open floor plan that feels incredibly spacious with vaulted ceilings, new flooring, fresh paint, and modern lighting. The renovated kitchen looks like it's from a magazine with its two-tone cabinets, butcher block counters, granite island, coffee bar, and newer stainless appliances. The primary bedroom features two closets for plenty of storage. Both bathrooms have been beautifully renovated with updated vanities, lighting, fixtures, and shower/tub. Unwind in the fully-fenced backyard oasis complete with mature trees and a pergola. Benefit from significant electricity savings with paid-off solar panels. Enjoy peace of mind with the 2020 Roof, 2020 Water Heater, and 2019 HVAC. The 2-car garage and long driveway provides plenty of parking. Conveniently situated less than a mile to Publix and local restaurants. Many more dining and shopping options are available to the east in Fort Walton Beach or to the west in Navarre. Both spots provide easy beach access to the gorgeous emerald waters. Hulburt Field is around 7 miles away. The seller has a current FHA loan with a ~208k balance and 3.25% interest rate. A video tour is available. Check out this home today!

Details

Property type

Single Family Residence

Est. home value

$285,962

Lot size

0.23 acres

Price per sq ft

$256

Year built

1989

Price History

03/29/2025
EmeraldCoast

EmeraldCoast #972514

Listed
$325,000
+42.61%
09/30/2021
EmeraldCoast

EmeraldCoast #878074

Sold
$227,900

Schools & Community

Elementary school: 

Florosa

Middle school: 

Bruner

High school: 

Fort Walton Beach

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Us Bank Na

Loan start date

April 2023

Original loan amount

$8,168

Est. remaining balance

$7,963

Interest rate

6.65%

Loan type

FHA, 28 year

Seller

Jose Fernandez and Maria Fernandez

Lender

Hometown Lenders Inc

Loan start date

September 2021

Original loan amount

$10,000

Est. remaining balance

Not provided

Interest rate

2.87%

Loan type

Stand Alone Second, 30 year

Seller

Jose Fernandez and Maria Fernandez

Lender

Hometown Lenders Inc

Loan start date

September 2021

Original loan amount

$223,771

Est. remaining balance

$206,446

Interest rate

2.87%

Loan type

FHA, 30 year

Seller

Jose R Fernandez and Maria Isabel Fernandez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 5:50 PM

Listing updated: 04/01/2025 at 11:30 AM

Listed by: Courtney Pantalena, Coldwell Banker Realty Phone #: (850) 650-4563

MLS: EmeraldCoast #972514

EmeraldCoast logo

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