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$995,000

Beds
3
Baths
1.0
sq ft
1,561

520 Bowles St, Neptune Beach, FL 32266

520 Bowles St

Neptune Beach, FL 32266

  • 13 days on market
Welcome to 520 Bowles Street, a beautifully updated beachside retreat in the heart of Neptune Beach—with the potential to expand and add even more value to this incredible property. Just a short walk to the ocean, this charming 3-bedroom, 1-bath home blends coastal charm with modern upgrades for the perfect Florida lifestyle. Step inside to find vaulted ceilings with exposed wooden beams, filling the space with natural light and an open, airy feel. The newly renovated kitchen features white shaker cabinets, quartz countertops, and sleek Samsung Bespoke Smart White Glass appliances. A cozy fireplace adds warmth and character, creating a welcoming space to unwind. Outdoor living is effortless with an in-ground pool and sunshelf, complete with automation and Wi-Fi control, making maintenance a breeze. The backyard also features a cabana-style seating area, turf with a putting green, and lush new landscaping. Additional upgrades include all-new windows, a 2023 metal roof, a new HVAC system, and a water heater replaced in 2022, ensuring modern comfort and efficiency. The flexible bonus room is perfect for a home office or media lounge, while the single-car garage offers ample storage. Located just two blocks from Jarboe Park and a short walk to the lively Beaches Town Center, this coastal oasis is move-in ready and waiting for you!

Details

Property type

Single Family Residence

Est. home value

$599,156

Property condition

Updated/Remodeled

Lot size

7,840.8 sq ft

Price per sq ft

$638

Year built

1955

Annual property taxes

$7,651.43

Price History

02/12/2025
RealMLS

RealMLS #2069611

Listed
$995,000
+70.09%
07/25/2022
RealMLS

RealMLS #1176330

Sold
$585,000

Schools & Community

Elementary school: 

Neptune Beach

Middle school: 

Duncan Fletcher

High school: 

Duncan Fletcher

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$627,407
Asking price
$995,000
Closing costs (~8% of asking)
-$79,600
Est. remaining loan balance
-$287,993
Cash to seller
$627,407

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

July 2022

Original loan amount

$299,000

Est. remaining balance

$287,993

Interest rate

5.23%

Loan type

New Conventional, 30 year

Seller

Richard Mccauley and Jenna Mccauley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 3:55 AM

Listing updated: 02/16/2025 at 2:43 AM

Listed by: RICHARD MCDILL, FLUID REALTY, LLC. Phone #: (904) 270-9898

MLS: RealMLS #2069611

RealMLS logo

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