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$450,000

Beds
3
Baths
2.0
sq ft
1,164

5524 Pinetree Ave, Panama City, FL 32408

5524 Pinetree Ave

Panama City Beach, FL 32408

  • <1 day on market
Welcome to your dream beach cottage, just a 5-minute walk to Public Beach Access #9! This fully remodeled 3-bedroom, 2-bathroom home offers modern upgrades and coastal charm, making it an ideal primary residence, vacation getaway, or short-term rental investment. Step inside to discover a brand-new interior, featuring luxury vinyl plank and tile flooring, fresh paint, and an open-concept living and dining area filled with natural light. The newly updated kitchen boasts all-new stainless steel appliances, beautiful countertops, and ample cabinet space. Both bathrooms have been upgraded with custom walk-in showers, providing a fresh and modern look. A newly built screened front porch welcomes you home, while the sunroom off the kitchen offers the perfect spot to relax and enjoy the coastal breeze. Additional upgrades include a new roof and new septic pump (2022), as well as a new garage door motor. The fully fenced private backyard provides a peaceful retreat with plenty of space for outdoor enjoyment.Location is everything! Nestled between the beach and the Grand Lagoon, you'll have easy access to the public boat ramp, fishing, dining, and entertainment.Don't miss this opportunity to own a beautiful beachside home! Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$380,240

Lot size

5,968 sq ft

Price per sq ft

$387

Year built

1996

HOA

No

Price History

03/18/2025
CentralPanhandle

CentralPanhandle #770596

Listed
$450,000
+35.54%
09/21/2022
CentralPanhandle

CentralPanhandle #730423

Sold
$332,000

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$110,276
Asking price
$450,000
Closing costs (~8% of asking)
-$36,000
Est. remaining loan balance
-$303,724
Cash to seller
$110,276

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

September 2022

Original loan amount

$315,400

Est. remaining balance

$303,724

Interest rate

4.99%

Loan type

New Conventional, 30 year

Seller

Hennadii Kurko and Nataliia Kurko

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/19/2025 at 7:45 AM

Listing updated: 03/19/2025 at 2:49 AM

Listed by: Ramil Zartdinov, Local Insight Realty Phone #: (850) 832-9417

MLS: CentralPanhandle #770596

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