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$349,000

Beds
3
Baths
2.0
sq ft
1,753

628 Osprey Landing Drive, Holly Ridge, NC 28445

628 Osprey Landing Drive

Holly Ridge, NC 28445

  • Coming soon
PROFESSIONAL PHOTOS & FLOORPLAN COMING THIS WEEK! Looking for the perfect blend of privacy, convenience, and coastal charm? Welcome to 628 Osprey Landing—a beautifully maintained home in a quiet, intimate neighborhood with minimal HOA dues of just $100/year! This home features brand-new LVP flooring throughout the first floor, an open floor plan, 3 bedrooms, 2 baths, and a finished room over the garage—ideal for an office, playroom, or guest space. Step outside to your large, fenced backyard that backs up to peaceful greenspace, offering both privacy and serenity. Nestled on a cul-de-sac in the charming Osprey Landing community, this home is in a prime location—just 15 minutes to North Topsail Beach or Surf City, 20 minutes to Hampstead, and 30 minutes to Jacksonville! Additional perks: the septic tank was just pumped in January 2025, and the property is in an X-rated flood zone, meaning it is not in a high-risk flood area and a lender would not require flood insurance. A flood certificate is available upon request or in the MLS documents. Don't miss this opportunity to own a move-in-ready home in a fantastic location! Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$347,689

Lot size

0.58 acres

Price per sq ft

$200

Year built

2020

Annual property taxes

$1,729.84

HOA fee

$100

Price History

10/03/2022
NorthCarolinaRegional

NorthCarolinaRegional #100344684

Sold
$320,000

Schools & Community

Elementary school: 

Coastal Elementary

Middle school: 

Dixon

High school: 

Dixon

High school district: 

Onslow

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$157,043
Asking price
$349,000
Closing costs (~8% of asking)
-$27,920
Est. remaining loan balance
-$164,037
Cash to seller
$157,043

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cornerstone Home Lending Inc

Loan start date

August 2022

Original loan amount

$170,000

Est. remaining balance

$164,037

Interest rate

5.3%

Loan type

New Conventional, 30 year

Seller

Emily Elizabeth Baxter

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Coming Soon

Tomo last checked: 02/03/2025 at 1:00 AM

Listing updated: 02/02/2025 at 2:12 PM

Listed by: Sink Coastal Realty, Coastal Realty Associates LLC Phone #: (910) 270-4444

MLS: NorthCarolinaRegional #100486544

NorthCarolinaRegional logo

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