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$1,375,000

Beds
3
Baths
2.0
sq ft
1,198

632 Banks St, San Francisco, CA 94110

632 Banks St

San Francisco, CA 94110

  • <1 day on market
    • Open house Mar 16
Beautifully remodeled Bernal Heights home with three bedrooms, two full baths, approx. 1,198 sqft, and one car parking. Details include hardwood floors throughout, multiple skylights, a desirable open floor plan, and contemporary finishes. The high-end kitchen has been designed with a Wolf range, dual ovens, built-in appliances, quartz counters, and Poggenpohl European cabinetry. The kitchen seamlessly flows into the dining area and living room, which features a fireplace, large windows, and built-in shelving. The two bedrooms on the main level overlook the garden below and share a full bath complete with a walk-in shower. The primary suite occupies the lower level and includes an en-suite bathroom with a soaking tub and direct access to the garden through a set of french doors. The backyard is drenched in sunlight and includes a deck, low-maintenance turf, and landscaping. Completing the home is a spacious garage that can accommodate one car, additional storage, and laundry. Located on a quiet street within a few blocks of Cortland Ave with easy access to the weekly Farmer's Market and nearby freeways.

Details

Property type

Single Family Residence

Est. home value

$1,355,828

Lot size

1,751.112 sq ft

Price per sq ft

$1,148

Year built

1944

HOA

No

Price History

03/12/2025
SFAR

SFAR #425017616

Listed
$1,375,000
+12.24%
01/07/2019
SFAR

SFAR #479095

Sold
$1,225,000

Schools & Community

Neighborhood: 

Bernal Heights

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$390,946
Asking price
$1,375,000
Closing costs (~8% of asking)
-$110,000
Est. remaining loan balance
-$874,054
Cash to seller
$390,946

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quicken Loans Llc

Loan start date

January 2021

Original loan amount

$964,000

Est. remaining balance

$874,054

Interest rate

2.71%

Loan type

New Conventional, 30 year

Seller

Kevin Ku and Catherine Jing

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/12/2025 at 10:35 PM

Listing updated: 03/12/2025 at 2:26 PM

Listed by: Tori Andrews, Sotheby's International Realty

MLS: SFAR #425017616

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