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$360,000

Beds
3
Baths
2.0
sq ft
1,555

108 Augusta Drive, Spindale, NC 28160

108 Augusta Drive

Spindale, NC 28160

  • 24 days on market
    • Price drop $5,000↓
One level living in this 55+ Community of Sparks Crossing. This 3 bedroom 2 bath on a corner lot has a split bedroom plan. Home has vaulted ceiling, gas fireplace in living room, granite counters, kitchen has plenty of cabinet space. Nicely done screened in porch for entertaining or relaxing. Attached 2 car garage for convenience. Master bedroom has an ensuite bath with double vanity and walk-in shower. The 2 additional bedrooms and full bath are perfect for guests or office space. Home is being freshly painted inside this coming week. There are 2 stocked ponds in the Community and lawns are maintained by the HOA. Paved road, underground utilities and direct access to the Thermal Rail Trail. Natural gas, Public water & sewer. All in a convenient location to shopping, restaurants, health care & major highways.

Details

Property type

Single Family Residence

Est. home value

$356,532

Lot size

Unknown

Price per sq ft

$232

Year built

2021

Monthly HOA fee

$120

Price History

09/16/2024
CanopyMLS

CanopyMLS #4176410

Price change
$360,000
-1.37%
08/24/2024
CanopyMLS

CanopyMLS #4176410

Listed
$365,000
+9.97%
03/28/2022
CanopyMLS

CanopyMLS #3813363

Sold
$331,900

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$78,204
Asking price
$360,000
Closing costs (~8% of asking)
-$28,800
Est. remaining loan balance
-$252,996
Cash to seller
$78,204

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bank Of England

Loan start date

March 2022

Original loan amount

$265,520

Est. remaining balance

$252,996

Interest rate

3.55%

Loan type

New Conventional, 30 year

Seller

Adele G Ditrick

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/17/2024 at 11:10 PM

Listing updated: 09/16/2024 at 1:33 PM

Listed by: Ann Ferguson, Ferguson Real Estate & Associates Phone #: (828) 290-6676

MLS: CanopyMLS #4176410

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