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$279,900

Beds
3
Baths
2.0
sq ft
1,440

1606 Prospect St, Palatka, FL 32177

1606 Prospect St

Palatka, FL 32177

  • 3 days on market
Experience modern living in this exquisite 3-bedroom, 2-bathroom residence, thoughtfully constructed in 2021. Built to last with durable concrete block and a long-lasting metal roof, this home offers a perfect blend of style and functionality. Step inside the open floor plan, ideal for both entertaining guests and enjoying everyday life. Retreat to the spacious backyard, a private oasis enclosed by an 8-foot privacy fence, perfect for relaxation and outdoor enjoyment. The paver driveway adds a touch of sophistication, while the prime location near the golf course and just moments from vibrant shopping districts, the scenic St. Johns River, and the charming historic downtown area ensures a lifestyle of convenience and excitement. Don't miss the opportunity to make this stunning property your own

Details

Property type

Single Family Residence

Est. home value

$266,570

Lot size

0.29 acres

Price per sq ft

$195

Year built

2021

Annual property taxes

$6,103.73

Price History

01/08/2025
RealMLS

RealMLS #2063529

Listed
$279,900
+2012.45%
01/21/2020
RealMLS

RealMLS #1001064

Sold
$13,250

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$75,188
Asking price
$279,900
Closing costs (~8% of asking)
-$22,392
Est. remaining loan balance
-$182,320
Cash to seller
$75,188

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Ameris Bank

Loan start date

October 2021

Original loan amount

$195,959

Est. remaining balance

$182,320

Interest rate

2.88%

Loan type

USDA, 30 year

Seller

Nicholas Harrison

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/11/2025 at 10:40 AM

Listing updated: 01/08/2025 at 10:51 AM

Listed by: JOHN JENKINS, IHEART REALTY INC Phone #: (386) 546-8571

MLS: RealMLS #2063529

RealMLS logo

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