tomo logo

$555,000

Beds
4
Baths
2.5
sq ft
2,463

18225 Harbor Mist Road, Cornelius, NC 28031

18225 Harbor Mist Road

Cornelius, NC 28031

  • 1 day on market
Welcome to this stunning home at Victoria Bay in the heart of Cornelius! Beautifully designed living space, this home offers the perfect blend of comfort and convenience with being half a mile from Old Town Cornelius as well as multiple greenway systems, and 1.5 miles from Downtown Davidson. Step inside to find a great floor plan featuring a spacious living room with a cozy fireplace, a large dining area, and a gourmet kitchen with ample counter space and storage. The main-floor office provides a quiet workspace, while the upstairs boasts four generous bedrooms, including a luxurious primary suite. Outside, enjoy a beautiful backyard and a covered rear patio, ideal for relaxing or hosting gatherings year-round. This home is a must-see—schedule your tour today!

Details

Property type

Single Family Residence

Est. home value

$527,430

Lot size

Unknown

Price per sq ft

$226

Year built

2003

Monthly HOA fee

$79

Price History

02/03/2025
CanopyMLS

CanopyMLS #4214588

Listed
$555,000
+53.31%
08/24/2020
CanopyMLS

CanopyMLS #3642802

Sold
$362,000

Schools & Community

Elementary school: 

Cornelius

Middle school: 

Bailey

High school: 

William Amos Hough

Community features: 

Clubhouse, Playground, Sidewalks, Street Lights

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$215,832
Asking price
$555,000
Closing costs (~8% of asking)
-$44,400
Est. remaining loan balance
-$294,768
Cash to seller
$215,832

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nfm Inc

Loan start date

August 2020

Original loan amount

$325,800

Est. remaining balance

$294,768

Interest rate

3.13%

Loan type

New Conventional, 30 year

Seller

Sarah Rose Gardner and John Gardner

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/05/2025 at 12:55 PM

Listing updated: 02/04/2025 at 5:05 AM

Listed by: Barry Draughon, ERA Live Moore Phone #: (704) 892-7373

MLS: CanopyMLS #4214588

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