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$409,780

Beds
2
Baths
1.0
sq ft
1,008

22013 Torrence Chapel Road, Cornelius, NC 28031

22013 Torrence Chapel Road

Cornelius, NC 28031

  • <1 day on market
Rare find and completely updated 2 bedroom, one bath home, w/room to expand just steps away from Lake Norman in Bahia Bay. Could be your home away from home! Come inside to this open floorplan featuring a vaulted great room with gas fireplace that is open to the dining room and kitchen; boasting open shelving, granite counters, SS appliances, & pantry with french doors. UPDATES: bedroom/bath/barn doors, fresh paint, gas logs, flooring throughout, tiled bath, appliances, light fixtures, cabinet hardware, deck, HVAC ('23), & Roof ('17), extra parking & small watercraft storage & more. All within a 5-minute walk to the deeded/private community 1 acre lake access lot with a day dock, boat ramp, small watercraft ramp, and grills for only $75 in dues annually. Walk, bike, scooter or take a golf cart to shops - including Fresh Market, HomeSense, Ulta, Total Wine, Yoga, Orange Theory, Restaurants and more! Everything you could want is within 1-2 miles of the home with sidewalks and bike lanes.

Details

Property type

Single Family Residence

Est. home value

$392,017

Lot size

Unknown

Price per sq ft

$407

Year built

1977

Monthly HOA fee

$6.25

Price History

02/05/2025
CanopyMLS

CanopyMLS #4220022

Listed
$409,780
+87.97%
04/20/2018
CanopyMLS

CanopyMLS #3467577

Sold
$218,000
+24.57%
08/07/2017
CanopyMLS

CanopyMLS #3304287

Sold
$175,000

Schools & Community

Elementary school: 

Cornelius

Middle school: 

Bailey

High school: 

William Amos Hough

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

State Employees Cu

Loan start date

June 2022

Original loan amount

$281,300

Est. remaining balance

Not provided

Interest rate

3.5%

Loan type

New Conventional, 30 year

Seller

Jean Ritchey and Spencer S Schpcble

Lender

State Employees Cu

Loan start date

January 2020

Original loan amount

$28,000

Est. remaining balance

Not provided

Interest rate

3.43%

Loan type

Credit Line (Revolving)

Seller

Jean Ritchey

Lender

State Employees Cu

Loan start date

April 2018

Original loan amount

$196,200

Est. remaining balance

Not provided

Interest rate

4.37%

Loan type

Adjustable Rate Mortgage, 30 year

Seller

Jean Ritchey

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/05/2025 at 3:30 PM

Listing updated: 02/05/2025 at 11:29 AM

Listed by: JoAnna Dougan, NextHome Serene Living Phone #: (704) 617-0670

MLS: CanopyMLS #4220022

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