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$1,200,000

Beds
4
Baths
4.5
sq ft
2,188

318 North Topsail Drive, Surf City, NC 28445

318 North Topsail Drive

Surf City, NC 28445

  • <1 day on market
Welcome to the 318 N Topsail- Located in the heart of Surf City walking and bike ride distances to local breweries, restaurants, shops, and so much more. This stunning beach home will come fully furnished, just add your own personal touches. The open floor plan with wall to wall windows is a dream come true. The primary suite is upstairs and has its own private balcony with a perfect view of the ocean.

Details

Property type

Single Family Residence

Est. home value

$935,419

Lot size

4,704 sq ft

Price per sq ft

$549

Year built

2022

Annual property taxes

$2,668.7

HOA

No

Price History

03/17/2025
NorthCarolinaRegional

NorthCarolinaRegional #100494901

Listed
$1,200,000
+32.16%
04/06/2023
NorthCarolinaRegional

NorthCarolinaRegional #100333592

Sold
$908,000
+288.2%
06/06/2022
NorthCarolinaRegional

NorthCarolinaRegional #100315770

Sold
$233,900

Schools & Community

Elementary school: 

North Topsail

Middle school: 

Topsail

High school: 

Topsail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$217,617
Asking price
$1,200,000
Closing costs (~8% of asking)
-$96,000
Est. remaining loan balance
-$886,383
Cash to seller
$217,617

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

March 2023

Original loan amount

$908,000

Est. remaining balance

$886,383

Interest rate

6.09%

Loan type

VA, 30 year

Seller

Roberto Enrique Rayon and Megan Rayon

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/18/2025 at 12:40 AM

Listing updated: 03/17/2025 at 3:47 PM

Listed by: Dominique Zamora, Coldwell Banker Sea Coast Advantage - Jacksonville Phone #: (910) 353-5100

MLS: NorthCarolinaRegional #100494901

NorthCarolinaRegional logo

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