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$875,000

Beds
4
Baths
2.0
sq ft
2,160

56 North Ridge, Surf City, NC 28445

56 North Ridge

Surf City, NC 28445

  • 1 day on market
Clean, stylish, elegant, meticulously maintained are words that come to mind when viewing this 4 bed/2 bath beauty in desirable Sandy Ridge. Enjoy this interior island neighborhood many locals appreciate and ALL of the extras this lovely low maintenance home boasts: open plan, foyer/mudroom, vaulted ceiling, gleaming (real) hardwoods, new interior/exterior paint, ceiling fans and modern lighting, deck w/ marine-grade aluminum railings, elevator, outdoor shower, landscaped and FULLY fenced garden, rock wool insulated lower addition- currently used for gym and office plus add'l storage up and down! Master en suite features both a spa tub and walk-in shower. 4th bedroom is currently used as flex space & could easily fit a Murphy bed. Underneath is wisely secured to maximize shade- it includes a patio/picnic/ play area. Corn hole anyone?! Back garden abuts a private unbuildable lot. Spacious sunny deck & private screened porch off the master bedroom allow you to comfortably enjoy indoor/outdoor living and have extra entertaining spaces. Only a 2 min. walk to the beach with beautiful sound & sunset views from upstairs, the value of this one is second to none! Updated in 2023, home has been meticulously maintained, with only two residential owners and is in pristine condition. Included is a 2023 washer/dryer, extra fridge and freezer and can be FULLY FURNISHED with an ACCEPTABLE OFFER or separate Bill of Sale. Pack your bags and enjoy your very own amply appointed beach cottage this summer! Sandy Ridge has two convenient boardwalks that lead to its two deeded beach accesses (28 & 29). Beach chairs and toys, E bikes, a surfboard - even gym equipment - seriously, this home is low maintenance and can easily be TURN-KEY. Fully inspected w/ current appraisal in hand, sellers have done ALL of the heavy-lifting for you; schedule a showing today and SEE and FEEL the quality of this one. You are going to want to make it your own.

Details

Property type

Single Family Residence

Est. home value

$835,299

Lot size

9,453 sq ft

Price per sq ft

$406

Year built

1993

Annual property taxes

$4,463.27

HOA

No

Price History

03/14/2025
NorthCarolinaRegional

NorthCarolinaRegional #100494301

Listed
$875,000
+26.81%
09/30/2022
NorthCarolinaRegional

NorthCarolinaRegional #100346281

Sold
$690,000

Schools & Community

Elementary school: 

Surf City

Middle school: 

Surf City

High school: 

Topsail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$139,543
Asking price
$875,000
Closing costs (~8% of asking)
-$70,000
Est. remaining loan balance
-$665,457
Cash to seller
$139,543

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Flagstar Bank Fsb

Loan start date

September 2022

Original loan amount

$690,000

Est. remaining balance

$665,457

Interest rate

5.22%

Loan type

New Conventional, 30 year

Seller

John Paul Laverde and Stephanie Laverde

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/15/2025 at 10:45 PM

Listing updated: 03/14/2025 at 1:37 PM

Listed by: Kym C Harrelson-Pattishall, RE/MAX Executive Phone #: (910) 218-2000

MLS: NorthCarolinaRegional #100494301

NorthCarolinaRegional logo

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