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$460,000

Beds
4
Baths
3.0
sq ft
2,300

42156 Valley Dr, Mechanicsville, MD 20659

42156 Valley Dr

MECHANICSVILLE, MD 20659

  • Coming soon
Discover this stunning rambler with a fully finished walk-out basement, situated on over an acre at the end of a quiet cul-de-sac. Built just over 5 years ago, this beautiful home offers 4 spacious bedrooms and 3 full bathrooms. The open floor plan features elegant wood floors, recessed lighting, and a stylish kitchen with granite countertops, and a mix of stainless steel and black appliances. Step outside to enjoy the rear composite deck and cozy patio with a hot tub — perfect for relaxing or entertaining. The property includes two sheds for extra storage and fenced areas ideal for pets and children. Backing to mature trees, you'll appreciate the privacy and natural beauty — all with no HOA to worry about. Located in the heart of St. Mary’s County, you’re just minutes from popular dining spots like Seabreeze and Sandgates Inn, and close to Snow Hill Waterfront Park for swimming, fishing, kayaking, picnicking, and more. Don’t miss out on this rare gem — schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$412,888

Lot size

1.37 acres

Price per sq ft

$200

Year built

2019

Annual property taxes

$3,395

HOA

No

Price History

12/20/2019
Bright

Bright #MDSM165734

Sold
$319,900
+1063.27%
04/20/2017
Bright

Bright #1001112859

Sold
$27,500

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

ST. MARYS COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$133,158
Asking price
$460,000
Closing costs (~8% of asking)
-$36,800
Est. remaining loan balance
-$290,042
Cash to seller
$133,158

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Townebank Mortgage

Loan start date

December 2019

Original loan amount

$323,131

Est. remaining balance

$290,042

Interest rate

3.78%

Loan type

New Conventional, 30 year

Seller

David A Cameron and Natalie J Cameron

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Coming Soon

Tomo last checked: 03/18/2025 at 12:30 AM

Listing updated: 03/17/2025 at 2:14 PM

Listed by: Kimberly Scott, RE/MAX Realty Group Phone #: (301) 884-9493

MLS: Bright #MDSM2023134

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