Buying Your First Home
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![Ripoff Rates: Cost of picking an overpriced lender grows 3.5x since 2018]()
Ripoff Rates: Cost of picking an overpriced lender grows 3.5x since 2018
A lot of people assume that all mortgage lenders offer the same rates. After all, interest rates are set… Read more
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![What are mortgage interest rate points?]( "What are mortgage interest rate points?")
What are mortgage interest rate points?
The term points gets frequently thrown around, but what do points actually mean and should you get them? So what… Read more
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![5 expert-backed tips to save on your first (or next) home]()
5 expert-backed tips to save on your first (or next) home
Homeownership isn’t just about having a place to live—it’s one of the best ways to build financial security. As… Read more
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![How the Community Reinvestment Act (CRA) can save homebuyers thousands]()
How the Community Reinvestment Act (CRA) can save homebuyers thousands
You’re shopping for a mortgage and want the best rate possible—but what if there’s a little-known way to save… Read more
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![Buying a house that’s for sale by owner (FSBO): gold mine or headache?]()
Buying a house that’s for sale by owner (FSBO): gold mine or headache?
Buying a house that’s For Sale By Owner (FSBO) can either be a gold mine or a headache, depending… Read more
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![What are the steps to getting a mortgage?]( "What are the steps to getting a mortgage?")
What are the steps to getting a mortgage?
Whether you’re looking at different types of properties or just trying to figure out where to start, here’s the… Read more
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![Demystifying mortgage: who are Fannie Mae and Freddie Mac?]()
Demystifying mortgage: who are Fannie Mae and Freddie Mac?
Maybe you’ve heard the names Fannie Mae and Freddie Mac tossed around in conversations about homebuying and wondered what… Read more
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![How to finance a mobile or manufactured home?]()
How to finance a mobile or manufactured home?
Alright, so you’re considering a mobile or manufactured home—good on you for looking into an affordable path to homeownership.… Read more
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![FICO vs. credit score: One and the same?]()
FICO vs. credit score: One and the same?
When it comes to buying a home, your credit score is a crucial factor that influences your mortgage options… Read more
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![Tenants in common explained: ownership, co-borrowing, and how it works for rental properties]()
Tenants in common explained: ownership, co-borrowing, and how it works for rental properties
If you’re looking to co-own property but want flexibility in ownership and inheritance, tenants in common might be the… Read more
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![What is mortgage protection?]()
What is mortgage protection?
Mortgage protection is essentially a safety net for homeowners. It’s one type of insurance that steps in if life… Read more
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![Mortgage modification vs. refinancing: what’s the difference?]()
Mortgage modification vs. refinancing: what’s the difference?
If you’re thinking about changing up your mortgage—great, you’re in the right place! But before you dive in, let’s… Read more
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![What is a hard money loan?]()
What is a hard money loan?
A hard money loan is a type of short-term financing secured by real estate. Typically issued by private investors… Read more
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![What is the best place to get a home loan?]()
What is the best place to get a home loan?
Choosing the right lender can make all the difference in your home-buying experience. With numerous options available, understanding what… Read more
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![What’s considered a good interest rate for a mortgage?]()
What’s considered a good interest rate for a mortgage?
When it comes to figuring out what a “good” interest rate is, it really depends on the market at… Read more
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![What are real estate taxes, and why do I have to pay them?]()
What are real estate taxes, and why do I have to pay them?
Real estate taxes (also called property taxes) are what help keep local services—like schools, roads, and public safety—up and… Read more
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![What is a “lock” in the mortgage world?]()
What is a “lock” in the mortgage world?
Locking in a mortgage rate is a strategic move that can secure a set interest rate for a specific… Read more
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![Can you switch lenders while buying a house? Absolutely—and it might save you big]()
Can you switch lenders while buying a house? Absolutely—and it might save you big
Buying a home is already complicated, so you might think, “Once I’ve chosen a lender, the hard part is… Read more
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![Understanding guaranteed loans: benefits, types, and requirements]()
Understanding guaranteed loans: benefits, types, and requirements
So, what exactly is a guaranteed loan? At its core, a guaranteed loan is a mortgage backed by a… Read more
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![How to calculate your monthly mortgage payment like a pro]()
How to calculate your monthly mortgage payment like a pro
So, you’re ready to dive into the world of homeownership—congrats! Before you start picturing that dream kitchen, though, it’s… Read more
