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Licenses, Disclosures, and Affiliates

Effective date:

Licenses, Disclosures & Affiliates

State Licenses

Tomo Mortgage, LLC (dba Tomo Mortgage) (NMLS #: 2059741) is a mortgage lender whose main office is located at 1411 Broadway, 16th Floor, New York, NY 10018 / Phone: (737) 510-2523. Tomo Mortgage holds the following state licenses:

  • Alabama - Consumer Credit License (23377) issued by the Alabama State Banking Department;
  • Alaska - Alaska Mortgage Broker/Lender License (AK2059741) issued by the Alaska Division of Banking and Securities;
  • Arizona - Mortgage Banker License (1045553) issued by the Arizona Department of Insurance and Financial Institutions;
  • Arkansas - Combination Mortgage Banker-Broker-Servicer License (130546) issued by the Arkansas Securities Department;
  • California - Financing Law License (60DBO-157605) issued by the California Department of Financial Protection and Innovation;
  • Colorado - Mortgage Company Registration issued by the Colorado Division of Real Estate;
  • Connecticut - Mortgage Lender License issued by the Connecticut Department of Banking, Consumer Credit Division;
  • District of Columbia - District of Columbia Mortgage Lender License (MLB2059741) issued by District of Columbia Department of Insurance and Banking;
  • Florida - Mortgage Lender License (MLD2152) issued by the Florida Office of Financial Regulation;
  • Georgia - Mortgage Lender License/Registration (2059741) issued by the Georgia Department of Banking and Finance;
  • Idaho - Mortgage Broker/Lender License (MBL-2082059741) issued by the Idaho Department of Finance;
  • Illinois - Residential Mortgage License (MB.6761674) issued by the Illinois Department of Financial & Professional Regulation;
  • Indiana - Mortgage Lending License (68546) issued by the Indiana Department of Financial Institutions;
  • Iowa - Mortgage Banker License (2023-0014) issued by the Iowa Division of Banking;
  • Kansas - Mortgage Company License (MC.0026268) issued by the Kansas Office of the State Bank Commissioner;
  • Kentucky - Mortgage Company License (MC803433) issued by the Kentucky Department of Financial Institutions;
  • Louisiana - Residential Mortgage Lending License issued by the Louisiana Office of Financial Institutions;
  • Maryland - Maryland Mortgage Lender License (2059741) issued by the Office of the Commissioner of Financial Regulation;
  • Michigan - 1st Mortgage Broker/Lender License (FL0023357) issued by the Michigan Department of Insurance and Financial Services;
  • Minnesota - Residential Mortgage Originator License (MN-MO-2059741) issued by the Minnesota Commerce Department;
  • Nebraska - Mortgage Banker License issued by the Nebraska Department of Banking and Finance;
  • New Jersey - Residential Mortgage Lender License (2059741) issued by the New Jersey Department of Banking and Insurance;
  • North Carolina - North Carolina Mortgage Lender License (L-206238) issued by the North Carolina Commissioner of Banks;
  • Ohio - Ohio Residential Mortgage Lending Act Certificate of Registration (RM.804811.000) issued by the Ohio Division of Financial Institutions;
  • Oklahoma - Mortgage Lender License (ML015194) issued by the Oklahoma Department of Consumer Credit;
  • Oregon - Mortgage Lending License (2059741) issued by the Oregon Division of Financial Regulation;
  • Pennsylvania - Mortgage Lender License (99531) issued by the Pennsylvania Department of Banking and Securities;
  • South Carolina - Mortgage Lender / Servicer License (MLS-2059741) issued by the South Carolina State Board of Financial Institutions;
  • Tennessee - Mortgage License (2059741) issued by the Tennessee Department of Financial Institutions;
  • Texas - Mortgage Company License issued by the Texas Department of Savings and Mortgage Lending (SML);
  • Virginia - Lender License (MC-7493) issued by the Virginia Bureau of Financial Institutions;
  • Washington - Consumer Loan Company License (CL2059741) issued by the Washington Department of Financial Institutions;
  • Wisconsin - Mortgage Banker License (2059741BA) issued by the Wisconsin Department of Financial Institutions.
  • Wyoming - Wyoming Mortgage Lender/Broker License (5672) issued by the Wyoming Division of Banking;

Availability

Residential mortgage loans offered by Tomo Mortgage are not available in all states. Currently, to be eligible to receive a mortgage loan from Tomo Mortgage the loan must be secured by properties located in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and Wyoming.

General disclosures

Tomo Mortgage is an Equal Housing Lender. In accordance with federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Illinois Community Reinvestment Act Notice

Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the lending needs of this community consistent with safe and sound operations. The Secretary also takes this record into account when deciding on certain applications submitted by us.

 

Your involvement is encouraged.

 

You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our additional full-service office(s), such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

 

At least 30 days before the beginning of each quarter, the Secretary publishes a nationwide list of the covered mortgage licensees that are scheduled for ILCRA examination in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor, Springfield, IL 62786 and at 555 West Monroe Street, Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community lending needs to (name and address of official at covered mortgage licensee) and the Secretary. You may also submit comments electronically through the Department's Web site at https://idfpr.illinois.gov/admin/cra.html. Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.

 

You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.

Texas disclosures

Consumers wishing to file a complaint against a company or residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at https://www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at https://www.sml.texas.gov.

Affiliated businesses

Tomo Mortgage has a business relationship with affiliated businesses. Each of these businesses may refer you to the services of another and are wholly-owned by Tomo Networks, Inc., either directly or through one or more subsidiaries. Because of these relationships, the referral of a customer by any of the affiliated businesses to another may provide the referring company, its affiliates and/or their employees with a financial or other benefit. You are not required to use any of these service providers as a condition of the purchase, sale or refinance of the subject property or to obtain access to any settlement service. Our affiliates include:

  • Tomo Networks, Inc. - Parent Company; owns Tomo Mortgage, LLC and Moto Real Estate, Inc.; 1411 Broadway, 16th Floor, New York, NY 10018.

  • Tomo Mortgage, LLC (dba Tomo Mortgage) - Licensed Mortgage Lender; 1411 Broadway, 16th Floor, New York, NY 10018.

  • Moto Real Estate, Inc. (dba Tomo Real Estate) - Licensed Real Estate Brokerage; 1424 11th Ave, Suite 201, Seattle, WA 98122.