Money Saving Tips
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![Ripoff Rates: Cost of picking an overpriced lender grows 3.5x since 2018]()
Ripoff Rates: Cost of picking an overpriced lender grows 3.5x since 2018
A lot of people assume that all mortgage lenders offer the same rates. After all, interest rates are set… Read more
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![What are mortgage interest rate points?]( "What are mortgage interest rate points?")
What are mortgage interest rate points?
The term points gets frequently thrown around, but what do points actually mean and should you get them? So what… Read more
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![5 expert-backed tips to save on your first (or next) home]()
5 expert-backed tips to save on your first (or next) home
Homeownership isn’t just about having a place to live—it’s one of the best ways to build financial security. As… Read more
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![How the Community Reinvestment Act (CRA) can save homebuyers thousands]()
How the Community Reinvestment Act (CRA) can save homebuyers thousands
You’re shopping for a mortgage and want the best rate possible—but what if there’s a little-known way to save… Read more
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![Buying a house that’s for sale by owner (FSBO): gold mine or headache?]()
Buying a house that’s for sale by owner (FSBO): gold mine or headache?
Buying a house that’s For Sale By Owner (FSBO) can either be a gold mine or a headache, depending… Read more
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![What is the best place to get a home loan?]()
What is the best place to get a home loan?
Choosing the right lender can make all the difference in your home-buying experience. With numerous options available, understanding what… Read more
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![What’s considered a good interest rate for a mortgage?]()
What’s considered a good interest rate for a mortgage?
When it comes to figuring out what a “good” interest rate is, it really depends on the market at… Read more
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![Can you really buy a house with an LLC and rent it to yourself?]()
Can you really buy a house with an LLC and rent it to yourself?
Yes, you technically can buy a house with an LLC and rent it to yourself, but it’s not as… Read more
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![Can you switch lenders while buying a house? Absolutely—and it might save you big]()
Can you switch lenders while buying a house? Absolutely—and it might save you big
Buying a home is already complicated, so you might think, “Once I’ve chosen a lender, the hard part is… Read more
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![How to get a fair deal on a mortgage—what lenders try to hide in a Loan Estimate]()
How to get a fair deal on a mortgage—what lenders try to hide in a Loan Estimate
Right now, about 9 in 10 home buyers in America pay too much for their mortgage. Without knowing it,… Read more
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![How is the interest rate on a home loan calculated?]()
How is the interest rate on a home loan calculated?
Navigating the world of home loans can feel like trying to solve a Rubik’s Cube blindfolded (yikes,) especially when… Read more
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![How debt consolidation impacts your home buying power]()
How debt consolidation impacts your home buying power
Got a pile of debt that feels like it’s getting out of hand? Whether it’s maxed-out credit cards, auto… Read more
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![Prepayment penalties: the mortgage “gotcha” you can avoid]()
Prepayment penalties: the mortgage “gotcha” you can avoid
Imagine this: you’re cruising towards financial freedom, paying off your mortgage early. But suddenly, a “prepayment penalty” pops up,… Read more
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![VA vs. conventional loans: which is better?]()
VA vs. conventional loans: which is better?
Choosing the type of loan that makes the most financial sense for you can be daunting for first time… Read more
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![Will home prices ever drop?]()
Will home prices ever drop?
OK, homes are really, really expensive right now. Affordability is rough in cities like Denver or Washington DC but… Read more
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![Better to buy now or wait for rates to drop? We’ve got the answers.]()
Better to buy now or wait for rates to drop? We’ve got the answers.
Let’s be real—interest rates matter. Even a small percentage change can make a huge difference over time. For instance,… Read more
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![Want a lower rate? Here’s when you can refinance your home]()
Want a lower rate? Here’s when you can refinance your home
The best time to refinance your home depends on a combination of personal factors and market conditions. Here are… Read more
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![Wait… I can use my 401(k) to buy a house?]()
Wait… I can use my 401(k) to buy a house?
Yes, you can tap into your 401(k) to buy a house, but it’s not something to jump into lightly.… Read more
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![Why the Fed doesn’t actually change your mortgage rates]()
Why the Fed doesn’t actually change your mortgage rates
Reading this title, you might be thinking, “What? The Fed doesn’t change my rates? Yeah, right!” And that’s totally… Read more
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![Will mortgage interest rates go down?]()
Will mortgage interest rates go down?
Here’s the scoop: Interest rates are always on the move, which can make it tricky to figure out the… Read more
